{
    "version": "https://jsonfeed.org/version/1.1",
    "title": "Creditcorp Insights",
    "description": "Business finance insights from Creditcorp — practical guidance on commercial lending, cash flow and funding for UK limited companies and LLPs.",
    "home_page_url": "https://creditcorp.co.uk/insights",
    "feed_url": "https://creditcorp.co.uk/api/insights.json",
    "language": "en-GB",
    "items": [
        {
            "id": "https://creditcorp.co.uk/insights/autumn-stock/",
            "url": "https://creditcorp.co.uk/insights/autumn-stock/",
            "title": "Autumn stock‑up business finance — company‑only lending, no personal guarantee",
            "summary": "Stock up for Q4 without draining cashflow. Get fast, flexible working‑capital finance for your UK limited company ahead of seasonal peak trading — backed by yo…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/borrower-data-rights-and-automated-decisions/",
            "url": "https://creditcorp.co.uk/insights/borrower-data-rights-and-automated-decisions/",
            "title": "Your data rights and automated lending decisions",
            "summary": "Credicorp uses an automated decision engine to decide business-loan applications. This page explains, in plain English, what data that engine uses, what it del…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/bridging-finance-for-companies/",
            "url": "https://creditcorp.co.uk/insights/bridging-finance-for-companies/",
            "title": "Bridging finance for companies: short-term commercial funding",
            "summary": "Fast, short-term commercial bridging finance from Credicorp, an exempt business lender operating outside FCA consumer-credit regulation. We fund UK limited com…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/debt-service-coverage-ratio-explained/",
            "url": "https://creditcorp.co.uk/insights/debt-service-coverage-ratio-explained/",
            "title": "Debt-service coverage ratio (DSCR): what commercial lenders look for",
            "summary": "The debt-service coverage ratio is one of the first numbers a commercial lender checks. This guide explains how DSCR is calculated, why it matters, and what a …",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/director-loan-vs-company-borrowing/",
            "url": "https://creditcorp.co.uk/insights/director-loan-vs-company-borrowing/",
            "title": "Director loans vs company borrowing: the trade-offs",
            "summary": "When a limited company needs cash, the money can come from a director's own pocket or from an external lender. This guide compares the two routes — director's …",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/fast-business-funding-decisions/",
            "url": "https://creditcorp.co.uk/insights/fast-business-funding-decisions/",
            "title": "Business funding decisions in days, not weeks — for UK limited companies",
            "summary": "Fast business funding decisions from Credicorp, an exempt business lender operating outside FCA consumer‑credit regulation. We assess your company directly, so…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/how-exempt-business-lending-works/",
            "url": "https://creditcorp.co.uk/insights/how-exempt-business-lending-works/",
            "title": "How exempt business lending works (Article 60B & 60L)",
            "summary": "Credicorp is an exempt business lender: we lend only to UK limited companies and LLPs, outside FCA consumer‑credit regulation. Here is what “exempt” actually m…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/invoice-finance-vs-business-loan/",
            "url": "https://creditcorp.co.uk/insights/invoice-finance-vs-business-loan/",
            "title": "Invoice finance vs a business loan — which fits a growing UK company",
            "summary": "Two of the most common ways UK limited companies and LLPs fund growth are invoice finance and a term business loan. This guide explains how each works, where t…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/llp-borrowing-what-to-know/",
            "url": "https://creditcorp.co.uk/insights/llp-borrowing-what-to-know/",
            "title": "LLP borrowing: what limited liability partnerships should know",
            "summary": "A practical guide to how a UK limited liability partnership raises finance — how lending decisions are made against the LLP rather than its members, and where …",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/preparing-management-accounts-for-lenders/",
            "url": "https://creditcorp.co.uk/insights/preparing-management-accounts-for-lenders/",
            "title": "Preparing management accounts a commercial lender will trust",
            "summary": "Clean, current management accounts are the single fastest way to move a business finance application forward. This guide explains what a commercial lender expe…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/refinancing-existing-business-debt/",
            "url": "https://creditcorp.co.uk/insights/refinancing-existing-business-debt/",
            "title": "Refinancing existing business debt: when it makes sense",
            "summary": "Refinancing can lower your monthly cost, free up cash flow, and consolidate several facilities into one. But it only pays off when the new terms genuinely beat…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/speed-to-decision-commercial-lending/",
            "url": "https://creditcorp.co.uk/insights/speed-to-decision-commercial-lending/",
            "title": "Speed to decision: how fast commercial funding really moves",
            "summary": "“Fast” means different things to different lenders. Here is an honest, stage‑by‑stage look at how quickly commercial funding for a UK limited company or LLP ac…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/summer-cashflow/",
            "url": "https://creditcorp.co.uk/insights/summer-cashflow/",
            "title": "Summer cashflow finance for UK limited companies",
            "summary": "Exempt, no-personal-guarantee business lending to bridge your summer trading peak. Secure working capital for stock, seasonal staff and supplier terms — decisi…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/trading-history-vs-credit-score-lending/",
            "url": "https://creditcorp.co.uk/insights/trading-history-vs-credit-score-lending/",
            "title": "Why trading history beats a credit score in commercial lending",
            "summary": "Credicorp is an exempt business lender to UK limited companies and LLPs. When we assess a facility we read your company's trading history — turnover, cash flow…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/vat-bill-short-term-finance/",
            "url": "https://creditcorp.co.uk/insights/vat-bill-short-term-finance/",
            "title": "Short-term finance for a VAT bill",
            "summary": "Bridge a quarterly VAT payment without draining your working capital. Credicorp provides exempt, short-term business finance to UK limited companies and LLPs —…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/working-capital-finance-for-growing-smes/",
            "url": "https://creditcorp.co.uk/insights/working-capital-finance-for-growing-smes/",
            "title": "Working capital finance for growing UK SMEs",
            "summary": "No director’s personal guarantee required. Short‑term funding for UK limited companies and LLPs – exempt business lending built for commercial speed and cash‑f…",
            "date_published": "2026-07-31T17:10:09+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/managing-seasonal-cashflow-uk-business/",
            "url": "https://creditcorp.co.uk/insights/managing-seasonal-cashflow-uk-business/",
            "title": "Managing seasonal cash flow for a UK business",
            "summary": "A practical guide for UK limited companies and LLPs on smoothing the peaks and troughs of seasonal trading — and how exempt business finance can bridge a predi…",
            "date_published": "2026-07-29T12:24:59+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/choose-business-loan/",
            "url": "https://creditcorp.co.uk/insights/choose-business-loan/",
            "title": "Choosing the right business loan for your UK company",
            "summary": "Exempt business loans for UK limited companies and LLPs. Loans from £10,000 to £250,000, with no personal guarantee required. From application to decision in 4…",
            "date_published": "2026-07-18T21:32:52+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/debt-consolidation-benefits/",
            "url": "https://creditcorp.co.uk/insights/debt-consolidation-benefits/",
            "title": "Is business debt consolidation right for you? Cut payments 20–40% but avoid the traps",
            "summary": "Consolidating business debts can slash monthly payments and simplify cash flow, but only if you avoid the hidden traps of extended terms and prepayment penalti…",
            "date_published": "2026-07-18T21:32:52+00:00"
        },
        {
            "id": "https://creditcorp.co.uk/insights/asset-and-equipment-finance-for-uk-businesses/",
            "url": "https://creditcorp.co.uk/insights/asset-and-equipment-finance-for-uk-businesses/",
            "title": "Asset and equipment finance for UK limited companies",
            "summary": "Acquire the machinery, vehicles, and technology your business needs without draining cash reserves. Fixed-term funding matched to your company’s position—no pe…",
            "date_published": "2026-07-18T15:42:55+00:00"
        }
    ]
}