--- title: "Business funding for printing & signage — working capital for UK print shops and sign-makers" description: "How short-term business finance fits UK printing and signage companies — paper, ink and substrate ahead of a job, a new press or wide-format machine, and the upfront cost of work paid on completion. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk." canonical: "https://creditcorp.co.uk/industries/printing/" locale: "en-GB" updated: "2026-06-21" --- # Business funding for printing & signage > How short-term working capital fits a UK printing or signage company — materials bought job-by-job, presses and wide-format kit, big runs paid on completion, and slow-paying trade clients. This is the Creditcorp brand front door at **creditcorp.co.uk** — it never takes applications, prices loans or accepts payments. The operating lender is **Credicorp Limited** at [credicorp.co.uk](https://credicorp.co.uk/); the company/legal detail lives at [creditcorpgroup.co.uk](https://creditcorpgroup.co.uk/). **Canonical URL:** **Last updated:** 21 June 2026 --- ## Who can borrow Credicorp Limited lends **only to bodies corporate** — UK limited companies (Ltd), LLPs and PLCs. The borrower is always the **company**, never the director, an individual or a sole trader. There is no personal guarantee, no charge over a home and no personal credit check on a director. This is exempt business lending, not consumer credit. See [Lending and regulation](https://creditcorpgroup.co.uk/lending-and-regulation/). The products are the same three for every sector — a [Business Bridging Loan, Credicorp Flex or Credicorp Slice](https://credicorp.co.uk/products/). This page explains how each tends to be used in printing and signage. ## Where the cash-flow gaps come from Print money leaves the workshop in a lump at the start of a job and comes back at the end of it — sometimes long after. Four pressure points show up again and again: - **Materials bought job-by-job** — paper, board, ink, toner, vinyl, foamex, acrylic and banner media all have to be paid for on the supplier's terms, not the customer's. You commit the cost before the first sheet runs and carry it until the work is delivered and invoiced. - **Presses and wide-format kit** — a litho or digital press, a large-format printer, a laminator, a CNC router or a flatbed cutter is the engine of the business. Even where the machine is on asset finance, the deposit, installation and consumables to get it earning are a working-capital outlay first. - **Big runs and signage projects up front** — a large print run or a full signage fit-out (shopfront, wayfinding, vehicle graphics, an exhibition stand) ties up real cash in stock and machine time weeks before it's installed and signed off. The biggest jobs demand the most outlay before a penny comes back. - **Slow-paying trade and contract clients** — agencies, contractors, councils and corporate buyers pay on 30, 60 or 90-day terms. You've paid for the paper and run the press; now you wait. Several open invoices at once can leave a profitable order book tight. ## Which kind of finance fits a print shop The detail — amounts, pricing, terms — lives on the [products page](https://credicorp.co.uk/products/) and with the lender; no figures are quoted here. - **[Business Bridging Loan](https://credicorp.co.uk/products/)** — a single lump sum repaid over a short fixed term. Fits a known, one-off job: the materials for a big named run, a signage project against a signed order, the consumables to get a new press earning. - **[Credicorp Flex](https://credicorp.co.uk/products/)** — a revolving facility to draw on, repay and draw again. Fits a busy order book: buying stock for the next run while you're still waiting on the last invoice, then paying down as customers settle. - **[Credicorp Slice](https://credicorp.co.uk/products/)** — spread one supplier bill over a few weeks while the supplier is paid in full today. Handy when a paper merchant's or media supplier's bill for a big order lands before the customer has paid you. The journey end to end is on the [how-it-works overview](https://credicorp.co.uk/how-it-works/). ## The company borrows — not you Many print-shop owners have already signed personal guarantees they didn't love — a unit lease, an equipment line, a paper-merchant account. The Credicorp model is the other way round: the agreement is between Credicorp Limited and your **company**. - **No personal guarantee** — the company is the borrower, full stop. - **No charge over your home** — your house isn't security for paper and ink. - **No personal credit check on a director** — the lender looks at the business, not your own file. - **Bodies corporate only** — UK Ltd, LLP or PLC, never a sole trader or an individual. This is exempt business lending under Article 60B of the FSMA Regulated Activities Order 2001, not consumer credit. The full position is on [creditcorpgroup.co.uk](https://creditcorpgroup.co.uk/lending-and-regulation/). ## A worked example *An illustration, not a real customer.* A signage and large-format company trading as a UK limited company wins a multi-site rebrand for a retail chain: new shopfront signs, interior graphics and a run of vehicle wraps across the fleet. It's the biggest single order on the books that year — but it means buying a large volume of vinyl, aluminium composite and lamination film, plus booking weeks of wide-format and fitting time, all before the chain pays on its standard 60-day terms. Because the job is one-off and the payback is a known invoice on completion, a fixed-term Business Bridging Loan to the company funds the materials and the machine time together: a known sum, repaid once the customer settles. The agreement is with the company, so the owner gives no personal guarantee and puts no charge over their home. With a second contract running alongside it, a Credicorp Flex facility would let the shop carry both jobs' materials at once without arranging finance twice. *Made-up illustration to show the fit, not a quote — real amounts, pricing and terms are set by the lender at credicorp.co.uk.* ## Printing & signage funding questions **Can my print company borrow to buy materials before a job pays?** Yes — funding the paper, board, ink, vinyl or substrate for a job that won't pay until delivery is one of the most common reasons a printer uses short-term finance. A Business Bridging Loan suits one big named job; Credicorp Flex suits a workshop that buys materials run after run. **Can I use it towards a new press or a wide-format machine?** It can help with the working-capital side — a deposit, installation, the consumables to get a line earning, or bridging while a machine beds in. Credicorp lends short-term working capital, not long-term asset finance, so the lender will say what fits and what sits better with an asset-finance route. **Will I have to give a personal guarantee or a charge over my home?** No. Credicorp lends to the company, not to you as a director — no personal guarantee, no charge over a home, no personal credit check on a director. **A customer wants a big run but pays on 60-day terms — does that help?** That gap is exactly the shape short-term working capital is built for. A Bridging Loan covers a single large run against a known invoice; Credicorp Flex lets a busier shop carry several jobs in flight at once. **Is this a consumer loan or a payday loan?** Neither. This is business credit to a body corporate, not consumer credit, and not for sole traders. Under Article 60B FSMA RAO 2001, lending to a UK company sits outside the consumer-credit regime. **How quickly can funds reach my business account?** Business loans are typically released to your company bank account on the same working day once the agreement is signed. Apply or check timing at credicorp.co.uk. ## Related sectors - [Manufacturing](https://credicorp.co.uk/industries/manufacturing/) — the same raw-materials-first, invoice-later rhythm on a production line. - [Creative & media](https://credicorp.co.uk/industries/creative-media/) — agencies and studios that commission the print and wait on client settlement. - [Construction & trades](https://credicorp.co.uk/industries/construction/) — buying materials up front against a job that pays on completion or valuation. Browse the whole set on the [industries hub](https://credicorp.co.uk/industries/). ## Next steps (all on credicorp.co.uk) - [Apply](https://credicorp.co.uk/apply/) — start an application on the live lender site. - [Compare the three](https://credicorp.co.uk/compare/) — pick the right product side by side. - [Contact the lender](https://credicorp.co.uk/contact-us/) — phone, email, post. ## Make sure you have the right Credicorp Creditcorp Group = **Credicorp Limited** (UK, company no. 16093826) + **CM Beyer Limited** (UK, company no. 17009212), with group-related **Credicorp Pty Limited** (Australia, ACN 679 428 605). It is **not** connected with, owned by or affiliated to Credicorp Inc / Credicorp Ltd of Peru & Bermuda (BCP, NYSE: BAP) or Banco de Crédito del Perú, to Credicorp Nigeria, or to Credit Corp Group Limited of Australia (ASX: CCP) — each a separate, unrelated company. --- © 2026 Creditcorp Group · Credicorp Limited (16093826) & CM Beyer Limited (17009212). Operating lender: [credicorp.co.uk](https://credicorp.co.uk/) · Group & brand: [creditcorpgroup.co.uk](https://creditcorpgroup.co.uk/).