Worcester's incorporated companies span food and drink production, manufacturing and a compact professional-services centre — Credit Corp offers short-term lending to UK incorporated Worcester businesses, no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
Worcester carries a long food-and-drink production heritage alongside modern light manufacturing and engineering firms across the city and the wider Worcestershire area. Incorporated producers typically buy ingredients and run a batch weeks before a retailer or wholesaler invoice settles.
The city centre supports an independent retail and hospitality scene drawing on visitors to the Cathedral and racecourse, alongside a professional-services base serving the surrounding county. Both face the familiar timing gap between costs falling due and income arriving.
A food producer funding an ingredients order, or a retailer stocking up before a race-week peak, both need the same thing: a short, fixed-term loan to bridge a defined gap until income lands.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Worcester or the wider Worcestershire area is assessed on exactly the same basis as anywhere else in the UK, with no personal guarantee.
Most Worcester businesses need a fixed sum to bridge a specific, short gap — an ingredients or materials order, a stock buy or a project bill — until a contracted payment lands. A fixed-term Credit Corp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
If the need is one specific bill — an ingredients or materials invoice — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A typical business in Worcester might borrow £350.00 over 42 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
Yes. Credit Corp lends to UK limited companies and LLPs, wherever in the UK they are based or trade. A Worcester address is not a pricing factor.
No. Credit Corp lends to the company itself — there is no personal guarantee and no personal liability for directors.
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read guide →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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