Compare the options

Honest comparisons, not a sales pitch.

Credicorp finance isn't the only way to cover a cash-flow gap, and it isn't always the right one. These guides put a Credicorp product next to the alternative a director might weigh it against — and say plainly when the other route wins. Throughout, the company borrows, never you personally.

Most funding decisions come down to a choice between two things that look alike on the surface. A bridging loan or the overdraft? A credit facility or the company card? Slice a supplier bill, or borrow against the invoices you're owed?

Creditcorp is the growing name for the Credicorp group, and Credicorp Limited is the lender behind it. It offers three products — a Business Bridging Loan, the revolving Credicorp Flex facility, and Credicorp Slice for spreading a supplier bill. It does not offer overdrafts, credit cards or invoice finance. So rather than pretend those don't exist, these pages compare each Credicorp product to its nearest alternative and are straight about which one we offer, which we don't, and when the other is the better fit.

This is a guide, not an application. When you're ready, applying happens on the lender's own site, credicorp.co.uk. Throughout, the borrower is the company — a UK private limited company (Ltd), LLP or PLC — not the director who signs. No personal guarantee, no charge over a home, no personal credit check on a director.

What Credicorp actually offers

So you know what's on the table before you read a comparison. There are three products, and only three.

  • Business Bridging Loan — a single lump sum repaid over a short, fixed term. Good when you know the figure and roughly when you can clear it.
  • Credicorp Flex — a revolving facility you draw on, repay and draw again, paying interest only on what you've actually drawn.
  • Credicorp Slice — pays a supplier bill in full today and lets the company repay over a few weeks for a flat fee.

Overdrafts, credit cards and invoice finance are not Credicorp products — they belong to banks and specialist providers, and each comparison says so plainly. The full detail on the three Credicorp products sits on the products page, and the lender lays all three out side by side at credicorp.co.uk/compare.

These comparisons are written to help you decide, not to steer you. Any figures shown are the lender's published Credicorp terms, which can change — always check the live product page before you apply. Where a comparison describes a typical overdraft, credit card or invoice-finance arrangement, those vary widely by provider; treat them as a general picture, not a quote, and check the specific provider's terms.

Ready when you are

Once you've weighed it up, applying, drawing down and managing your account all happen on the lender's site, credicorp.co.uk.