Legal & Compliance — Credicorp

Transparency Policy — UK Lender | Credicorp Quarterly disclosure of Credicorp lending and complaint figures — published by a transparent UK business lender. Modern Slavery Statement — Credicorp Modern slavery and human trafficking statement under s.54 Modern Slavery Act 2015. Vulnerability Policy — UK Lender | Credicorp How Credicorp, a UK business lender, supports customers going through a difficult time — vulnerability policy and support routes. Responsible Lending Guidelines & Affordability Policy — UK Lender | Credicorp Credicorp's responsible lending guidelines and affordability policy: FCA-benchmarked responsible loans for UK limited companies, assessment criteria, and support when a company falls behind. Hardship and Forbearance Policy — Credicorp What to do if your company cannot keep up with repayments, and the forbearance options Credicorp offers. Default and Arrears Policy — Credicorp What arrears and default mean, the steps before recovery action, and what Credicorp will and will not do. Debt Collection — Credicorp How Credicorp handles overdue business loans. Call Recording Policy — Credicorp What Credicorp records, why, and how recordings are handled. Privacy Policy — UK Lender | Credicorp Privacy policy for a UK business lender: how Credicorp collects, uses and protects your personal information. Cookie Policy — Credicorp How Credicorp uses cookies and similar technologies. Website Terms & Conditions — UK Lender | Credicorp Terms and conditions of a UK business lender: acceptable use of credicorp.co.uk and limits on liability. Feedback & Complaints — Credicorp How to make a complaint to Credicorp, what happens next, and our internal complaints procedure timescales. Representative Example — Credicorp The representative example for a Credicorp Business Bridging Loan. Who We Are — UK Lender | Credicorp About Credicorp Limited — who we are as a UK business lender, and who we are not. Debt Help — Credicorp Free, independent debt advice for business and personal borrowers. Security Policy — UK Lender | Credicorp Security policy for a UK business lender: how to report a vulnerability to Credicorp and how we handle disclosures. Accessibility Statement — Credicorp Credicorp's commitment to web accessibility. Open Banking — Credicorp How Credicorp uses Open Banking to read business bank statements. Stripe Acceptable-Use Statement — UK Lender | Credicorp Stripe acceptable-use statement for a UK business lender: how card payments are processed, adherence to Stripe's rules, and your card-dispute rights. Payment Security (PCI-DSS) Statement — Credicorp How Credicorp keeps payment and bank-account data safe, and the standards our payment providers meet. Direct Debit Guarantee & Payment Authority — Credicorp How Direct Debit collections work, the Direct Debit Guarantee, and how to cancel. AI and Automated Decision-Making — Credicorp How Credicorp uses automated tools in lending decisions and your right to human review under UK GDPR Article 22. Credit Reference Agency & Data Sharing Notice — Credicorp Exactly what data Credicorp shares with credit reference agencies and payment processors. Data Retention Schedule — Credicorp How long Credicorp keeps each kind of customer data, why, and how to ask for deletion. Subject Access Request — UK Lender | Credicorp Subject access request procedure at a UK business lender: how to ask Credicorp for your personal data, what to expect, and timescales. Regulatory Status and Legal Basis — Credicorp Why lending to a UK incorporated company is outside FCA consumer-credit regulation (FSMA RAO 2001, Articles 60B / 60C / 60H). Affordability Policy and Assessment Criteria — Credicorp How Credicorp decides whether your company can afford a loan, and the specific criteria we apply. Treating Customers Fairly — UK Lender | Credicorp TCF policy for a UK business lender: the six FCA TCF outcomes and four Consumer Duty outcomes, and what Credicorp does about each. Vulnerable Customers Policy — UK Lender | Credicorp Vulnerable customers policy at a UK business lender: how Credicorp identifies and supports directors of borrower companies facing personal vulnerability. Whistleblowing Policy — UK Lender | Credicorp Whistleblowing policy at a UK business lender: how to raise a concern about Credicorp and the protection that applies. Anti-Bribery & Corruption Policy — Credicorp Credicorp's position on bribery and corruption, the limits on gifts and hospitality, and how to report concerns. Sanctions & Financial Crime Statement — Credicorp How Credicorp screens customers and transactions against UK financial sanctions and prevents money laundering and fraud. Conflicts of Interest Policy — Credicorp How Credicorp identifies, records and manages situations where interests could conflict with a borrower's. Information Security Policy — Credicorp How Credicorp protects customer data and the systems that hold it, and how to report a security concern. Acceptable Use Policy — UK Lender | Credicorp Acceptable use policy for a UK business lender: the rules that apply when you use credicorp.co.uk and the customer portal. Credit Reference Reporting Policy — Credicorp What Credicorp reports to UK business credit reference agencies, when, and how to dispute or correct an entry. SECCI Document — Key Information Sheet | Credicorp UK Lender The SECCI document (Key Information Sheet) for a Credicorp UK business loan: standard pre-contract summary of terms, costs and your rights. Adequate Explanations & Pre-Contract Information — Credicorp The features of the product, the risks, and the consequences of missing payments — explained before signing.