Norwich's incorporated businesses face the familiar pressures of a regional economy with a strong service sector and a tight supplier market — Credit Corp provides fast, fixed-term credit to limited companies and LLPs with no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Lending to businesses in your city
Norwich has long carried more economic weight than its size suggests — a regional capital in a largely rural county, it draws professional services, financial firms, and creative industries into a compact city centre. Incorporated companies here often sit at the hub of supply chains that reach deep into Norfolk and Suffolk, making reliable cash flow essential when client payment cycles stretch.
The city has a notable concentration of professional services, financial technology, and insurance activity, alongside a resilient retail and hospitality scene centred on the Lanes and the covered market. Construction and fit-out contractors have been active across ongoing regeneration in the Anglia Square corridor and the growing research and innovation campus at the Norwich Research Park fringe. These sectors share a common pressure point: invoices issued one week, supplier bills due the next.
Late-payment culture in the East of England's B2B market is a persistent feature for smaller limited companies, particularly those subcontracting to larger regional employers. A short fixed-term credit line covers the gap cleanly — you know the cost upfront, the facility closes when the invoice clears, and there is no revolving facility left open to tempt further drawdown.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. Whether your registered office is in Norwich city centre, Thorpe St Andrew, or a rural business park outside the ring road, the credit assessment looks at your company's own trading profile and repayment capacity, not its location.
Pa gynnyrch sy'n addas?
Credicorp Loan
Recommended for most needs
A fixed-term loan suits Norwich's incorporated businesses because the cost is known from day one — no revolving facility, no compounding exposure, and no personal guarantee asked of any director.
£50–£500 mewn un blaensymiad
Sefydlog 14–84 -diwrnod o dymor
0.25%
y dydd o log syml + £5 ffi sefydlu
Cyfanswm cost wedi'i gapio ar 100% o'r prifswm
Dim gwarant bersonol
Y rhan fwyaf o benderfyniadau yr un diwrnod gwaith
Credicorp Slice lets your limited company spread a single supplier invoice or business rates bill over three or four weekly instalments at a flat 6% fee — no hidden charges.
Biliau o £50–£2,000
Ffi wastad 6% o ffi — dim cyfansoddi
3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. Because we lend to the company, no director signs a personal guarantee.
Pwy all wneud cais?
Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
6+ mis o fasnachu
Cyfrif banc busnes cyfredol yn y DU
Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Can my Norwich business apply if it is a sole trader or partnership?
No — Credit Corp lends exclusively to incorporated limited companies and LLPs registered at Companies House. Sole traders, general partnerships, and individuals are not eligible regardless of turnover or trading history.
Does being based in Norwich affect the interest rate or decision?
Not at all. Credit Corp does not price by postcode or region. The assessment is based entirely on your company's own financial position and trading profile — a Norwich-registered company is assessed on identical terms to one registered anywhere else in the UK.
How quickly will my Norwich limited company receive a decision?
Decisions are made on the same working day. Once approved, funds are transferred directly to your company's business bank account — no director personal guarantee is required at any stage.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Credit Corp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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