Mae bwytai, caffis, bariau a gwestai yn wynebu galw anrhagweladwy a chostau sefydlog uchel. Pan ddaw archeb fawr neu pan dorrir offer, mae angen penderfyniad cyflym arnoch — nid ciw banc chwe wythnos.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Yn adnabod unrhyw un o'r rhain?
Mae penwythnos prysur yn gofyn am storio i fyny cyn i'r arian gyrraedd eich cyfrif
Mae methiant offer cegin canol-gwasanaeth angen ateb brys
Mae archeb bwyta preifat yn gofyn am wariant mawr ar gyflenwyr ymlaen llaw
Talu cyflogau mewn Ionawr tawel ar ôl rhuthr y Nadolig
If so, a Credit Corp short-term business loan could help you bridge that gap.
Pa gynnyrch sy'n addas?
Credicorp Loan
Argymhellir ar gyfer y sector hwn
Yn aml mae angen swm sefydlog yn gyflym ar fusnesau lletygarwch. Mae benthyciad busnes Credit Corp yn rhoi swm penodol i chi a ad-delir dros dymor sefydlog — yn syml, dim trap treigl.
£50–£500 mewn un blaensymiad
Sefydlog 14–84 -diwrnod o dymor
0.25%
y dydd o log syml + £5 ffi sefydlu
Cyfanswm cost wedi'i gapio ar 100% o'r prifswm
Dim gwarant bersonol
Y rhan fwyaf o benderfyniadau yr un diwrnod gwaith
Credicorp Slice is ideal for spreading a specific supplier invoice — food distributor, linen hire, equipment service contract — over 3 or 4 weekly payments.
Biliau o £50–£2,000
Ffi wastad 6% o ffi — dim cyfansoddi
3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Pwy all wneud cais?
Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
6+ mis o fasnachu
Cyfrif banc busnes cyfredol yn y DU
Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a hospitality company — restaurant, cafe or hotel — apply?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs in hospitality, including restaurants, cafes, bars, pubs and hotels. Sector and location are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credit Corp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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