Working-capital lending for logistics and warehousing businesses
Third-party logistics, fulfilment and storage operators run agency labour and fuel weekly and fund peak-season capacity months ahead, while the retailers and clients they serve settle on 30 to 60 day terms. Credit Corp bridges that structural gap for UK incorporated logistics and warehousing businesses — no personal guarantee, decisions most working days.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Yn adnabod unrhyw un o'r rhain?
Agency and temporary labour to pay weekly while client invoices settle monthly or later
Fuel, vehicle and forklift costs falling due before a haulage or fulfilment contract pays
Funding extra racking, packaging and pick-pack capacity before a peak-season surge lands
A 3PL or retail client paying on 30 to 60 day terms while your own suppliers want paying now
If so, a Credit Corp short-term business loan could help you bridge that gap.
Pa gynnyrch sy'n addas?
Credicorp Flex Argymhellir ar gyfer y sector hwn
Logistics and warehousing cash flow runs on a repeating cycle — labour, fuel and storage costs go out continuously while client settlements arrive in arrears — so a revolving facility fits better than a single advance. Credicorp Flex gives a limit you can draw against as each payroll run, fuel bill or peak ramp-up comes around, repay as clients settle, and redraw for the next cycle without reapplying. When a need is genuinely one-off — a single piece of handling equipment or a one-time mobilisation cost — a fixed-term loan over a defined period is the simpler alternative.
Terfyn cylchdroi o £50–£500
Tynnu, ad-dalu, ail-dynnu — heb ailymgeisio
Cymeradwyo terfyn yr un diwrnod; tynnu ar unwaith wedi hynny
Cyfanswm cost wedi'i gapio ar 100% o'r hyn rydych yn ei dynnu
For one specific bill — a packaging or consumables order, a forklift service invoice or a racking purchase — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Biliau o £50–£2,000
Ffi wastad 6% o ffi — dim cyfansoddi
3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Efallai y byddai busnes logistics warehousing nodweddiadol yn benthyca £450.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Benthyciad Busnes
£50£500
14 o ddyddiau84 o ddyddiau
Rydych chi'n benthyca—
Tymor—
Ffi sefydlu—
Tâl llog—
Cyfanswm ad-daladwy—
Wythnosol—
APR cynrychiadol—
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Pwy all wneud cais?
Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
6+ mis o fasnachu
Cyfrif banc busnes cyfredol yn y DU
Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a 3PL, fulfilment or warehousing company apply for Credit Corp lending?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs operating third-party logistics, fulfilment and storage businesses. Whether you are owner-operated or multi-site is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credit Corp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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