Asset and equipment finance for UK limited companies

Acquire the machinery, vehicles, and technology your business needs without draining cash reserves. Fixed-term funding matched to your company’s position—no personal guarantee required.

Exempt business lending to UK limited companies & LLPs. Not regulated under consumer-credit rules.

Preserve working capital, upgrade your capability

Outright purchase ties up cash that could drive growth. Asset finance matches payments to the equipment’s productive life, keeping your balance sheet fluid and your operations competitive.

We lend exclusively to UK limited companies and LLPs based on trading performance, creditworthiness, and affordability. Terms reflect your business’s financial position—not personal assets.

Fund new or used equipment from any supplier. Pick the asset you want and we will fund it.

How asset finance works

Choose your asset

Select equipment, vehicles, or machinery from any UK supplier. We fund business-use assets across sectors.

Apply online

Complete a short business-eligibility form. We review credit, affordability, and compliance based on your company’s trading record.

Fund and deploy

Upon approval and delivery, you take immediate use. We pay the supplier; you repay through fixed monthly instalments from company funds.

Assets we finance

Commercial vehicles – vans, lorries, HGVs, company cars
Plant & machinery – CNC equipment, forklifts, compressors, printing presses
IT & technology – servers, workstations, software licences, telecoms systems
Office equipment – furniture, fit-out, security systems
Specialist tools – medical, construction, hospitality, engineering
Renewables & efficiency – solar panels, heat pumps, energy-saving installations

All assets must be used solely for business purposes by a UK limited company or LLP.

Structures to match your cash flow

We align repayment schedules with your revenue cycle and the asset’s economic life.

Hire purchase – own the asset outright at term end
Finance lease – lower periodic payments with a balloon optionality
Operating lease – upgrade periodically without disposal overhead

Quotes are individually priced based on your company’s profile and the asset. You receive a binding offer before commitment.

Note: While no personal guarantee is required as a condition of lending, directors may be asked to guarantee repayment in certain circumstances, consistent with standard commercial practice.

View all business-lending products

Trusted by UK limited companies

Hundreds of businesses use Credit Corp to acquire essential equipment. Most applications are reviewed within one working day.

Existing customer? Access Credit Corp Hub to manage your facility.