Summer cashflow finance for UK limited companies

Exempt, no-personal-guarantee business lending to bridge your summer trading peak. Secure working capital for stock, seasonal staff and supplier terms — decision often within a few hours, funds transferred within 24.

When your main trading season arrives, cashflow is everything. Our summer cashflow business finance provides UK limited companies and LLPs with timely, exempt working-capital lending — no personal guarantee required, no consumer-credit regulation.

Why your business needs cashflow this summer

Peak trading requires upfront investment. Many hospitality and retail businesses invest 30-50% of their peak-month revenue ahead of time — in stock, marketing and staffing — while supplier payment terms tighten.

Seasonal costs come early. Seasonal hiring, temporary pop-ups and summer-themed campaigns all require cash before your increased revenue arrives.

Seize the season without risk. A short-term facility lets you trade at full capacity now, avoiding deferred orders or understaffing, and repay in 3-6 months from summer profits.

How summer cashflow funding is used

Bridge supplier invoices — secure seasonal stock ahead of the peak without stretching your reserves.
Cover seasonal payroll — hire temporary summer staff, pay overtime or bring forward wages.
Finance a pop-up, event or summer promotion — upfront costs for fit-out, marketing materials, licensing.
Smooth a VAT or corporation-tax payment that falls during your busiest trading weeks.
Lock in early-bird rates for autumn inventory while your summer cash is tied up in operations.

What Credit Corp offers

Exempt business lending

Exclusively for UK limited companies and LLPs in any sector — outside FCA consumer-credit regulation (Articles 60B & 60L, FSMA RAO 2001).

No personal guarantee

Liability stays with your company, so your personal assets are not at risk.

Fast application & transfer

Decision within a few working hours (Mon–Fri, 9-5). Funds transferred within 24 hours of approval, often faster if approved before 2 p.m.

Clear, fixed-cost terms

No arrangement fees, no early-repayment penalties. Repayment over a typical 3-6 month term, aligned with summer cashflow. Exact terms are personalised to your turnover, sector and credit profile.

The facility is a single lump-sum draw, paid directly to your business account on approval.

Apply now for summer readiness

Check your eligibility — your business must be a UK limited company or LLP, trading for at least six calendar months, with a business bank account.
Complete the short online application — basic company details and recent bank-statement data.
Receive a provisional decision quickly — usually within a few working hours, subject to credit approval.
If approved, sign the facility agreement electronically — the full amount is transferred directly to your business account with no waiting period.
Use the capital immediately — the facility is available at once, with no draw-down window.

Frequently asked questions

Is this a consumer loan or personal finance product?

No. Credit Corp provides exempt business lending exclusively to UK limited companies and LLPs. This lending falls outside FCA consumer-credit regulation (Articles 60B and 60L of the FSMA RAO 2001). We do not take a personal guarantee, so your own assets stay out of it.

What can I use the funds for?

You may use the facility for any legitimate business purpose that supports your summer trading peak — typically stock purchase, seasonal staffing, supplier invoices, marketing campaigns, pop-up costs, or bridging a tax payment. The funds are paid directly to your company's business bank account.

How quickly can I get the money?

Once approved, funds are normally transferred within 24 hours, often faster if approved before 2 p.m. The initial decision itself is usually provided within a few working hours during standard business hours.

What are the costs and repayment terms?

Exact terms, including the cost of the facility, are personalised following your application and shown in your online account. Typical repayment is over 3–6 months, aligned with summer-peak cashflow. Your offer sets out every cost upfront. We charge no arrangement fee and nothing extra for repaying early.

Can I apply if my business is seasonal or new?

Seasonal businesses are welcome provided your company is a UK limited company or LLP, trading for at least six calendar months, and has a business bank account. New seasonal businesses are assessed case-by-case.

Credit Corp Group Limited is an exempt business lender under FSMA 2000 (Regulated Activities) Order 2001.