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London-incorporated companies carry some of the highest fixed costs in the country — commercial rent, payroll and supplier deposits all fall due long before clients settle. Credit Corp offers short-term lending to UK limited companies and LLPs trading in London — no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
London runs on high fixed overheads. Commercial rent, business rates and payroll land on a fixed day each month whether or not your own invoices have cleared — and few cities front more cost before income arrives.
Late payment is a London constant. Agencies, contractors, creative studios and suppliers routinely wait on 30, 60 or even 90-day client terms while their own costs run weekly, opening a working-capital gap that has to be bridged.
The pace of the city rewards speed. A supplier deposit, a short-notice opportunity, a quarter's rent or an urgent repair often cannot wait for a six-week bank credit committee — a same-day decision keeps the work moving.
From the City and Canary Wharf to Shoreditch, Soho, Croydon and the outer boroughs, the cash-flow shape is the same: money goes out before it comes in. Credit Corp does not lend against a postcode — the decision is identical wherever your company trades — but that London gap is exactly what a short-term business loan is built to bridge.
A London business usually needs a specific sum to bridge a specific gap — a quarter's rent, a payroll run, a supplier deposit — until a known payment lands. A fixed-term Credit Corp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
When the need is one specific bill — a quarterly rent demand, a software or licence renewal, or a single large supplier invoice — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Stèidhichte air na freagairtean agad, tha seo buailteach a bhith freagarrach:
Tòisich an t-iarrtas agad See the exact cost in the calculator
A typical business in London might borrow £450.00 thar 56 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
Yes. Credit Corp lends to UK limited companies and LLPs, wherever in the UK they are based or trade. A London address is not a pricing factor. Eligibility is based on your company's financial position and incorporation status, not its postcode. Sole traders, partnerships and consumers are not eligible.
No. Credit Corp lends to the company itself — there is no personal guarantee and no personal liability for directors. If the company cannot repay, the claim sits with the company, not with individual directors.
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day. If approved, funds are typically sent to the company's business bank account by the end of the same working day or the next business day.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Leugh an stiùireadh →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Leugh an stiùireadh →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Leugh an stiùireadh →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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