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Manchester's incorporated businesses move fast — Credit Corp gives your limited company same-day access to working capital with no personal guarantee and no director liability. £50–£500 over 14–84 days, decided on the company's own footing.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
Manchester is one of the UK's most commercially active cities outside London, with a dense mix of professional services, creative and media agencies, tech firms, logistics operators and hospitality businesses all trading under incorporated structures. The pace of commercial activity means cash-flow timing gaps arrive quickly and need resolving equally quickly — a supplier invoice due before a client settles, or a subcontractor who needs paying before the month-end sweep.
The city's ongoing regeneration across districts such as Ancoats, Spinningfields and the Northern Quarter has drawn a wave of new incorporated businesses alongside established operators. Growth phases routinely compress working capital: fit-out costs, early payroll runs and pre-launch stock orders often land before revenue is flowing, making short-duration credit a practical bridge rather than a long-term commitment.
Late payment is a structural feature of trading in a large commercial centre. Larger corporate clients and public-sector bodies in Greater Manchester frequently settle on 45- to 60-day terms, while a limited company's own obligations arrive on the standard 30-day cycle. That mismatch is precisely the gap a fixed-term Credit Corp loan is built to close.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. Whether your registered office is in the city centre, Salford, Trafford or further into the Greater Manchester boroughs, the credit assessment is based entirely on your company's position, not its location.
A fixed-term loan gives a Manchester limited company a defined cost and a defined repayment date — no revolving facility drawing the balance forward, no personal guarantee exposing the directors. The company borrows what it needs, repays it, and moves on.
Use Credicorp Slice to spread a single trade invoice or supplier bill across three to four weekly instalments at a flat 6% fee.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Stèidhichte air na freagairtean agad, tha seo buailteach a bhith freagarrach:
Tòisich an t-iarrtas agad See the exact cost in the calculator
A typical business in Manchester might borrow £350.00 thar 30 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
Yes. Credit Corp lends to UK limited companies and LLPs, not to individuals or sole traders. Sole traders, partnerships and consumers are not eligible, regardless of where they are based. If your business is not yet incorporated, you would need to complete that step first.
No. Credit Corp requires no personal guarantee from any director. The loan is made to the company and the company alone — no director or shareholder carries personal liability for it.
Decisions are made on the same working day for applications received during business hours. There is no extended underwriting queue — Credit Corp assesses the company's position directly and responds the same day.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Leugh an stiùireadh →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Leugh an stiùireadh →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Leugh an stiùireadh →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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