Credit Corp Group is now active. Credit Corp is joining the group — for now, keep using Credit Corp as normal. Read about the transition

Short-term lending for agriculture and farming businesses

Farms and agri-businesses front the cost of seed, feed, fuel and seasonal labour long before harvest receipts or subsidy payments land. Credit Corp lends to UK incorporated farming and agricultural businesses to carry that seasonal gap — no personal guarantee, decisions same working day.

Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach

An aithnich thu gin dhiubh seo?

  • Seed, feed or fertiliser to buy upfront before the crop or livestock is sold
  • A tractor or essential machine breaking down mid-season
  • Seasonal labour to pay before harvest income clears
  • A subsidy or contract payment arriving months after the costs are incurred

If so, a Credit Corp short-term business loan could help you bridge that gap.

Cò an toradh a fhreagras?

Credicorp Slice — split a single bill

When the need is one specific input bill — a feed delivery, a fuel invoice or a fertiliser order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no compounding.

  • Bilichean de £50–£2,000
  • Cìs rèidh 6% cìs — gun cho-mheasgachadh
  • 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
  • Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
About Credicorp Slice

Faic a' chosgais airson an roinn agad

Dh'fhaodadh gnothachas agriculture àbhaisteach iasad fhaighinn de £450.00 thar 84 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.

Iasad Gnothachais

£50 £500
14 latha 84 latha
Tricead ath-phàighidh

Gheibh thu air iasad
Teirm
Cìs stèidheachaidh
Cosgais rèidh
Iomlan ri ath-phàigheadh
Gach seachdain
APR riochdachail

A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.

Cò as urrainn iarrtas a chur a-steach?

  • Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
  • 6+ mìosan malairt
  • Cunntas banca gnothachais làithreach san RA
  • Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
  • Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas

Cuir a-steach iarrtasClàraich a-steachHelp Centre

Stiùireadh airson a' ghnothachais agad

No personal guarantee business loans: what it really means

A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.

Leugh an stiùireadh →

Rùraich a h-uile stiùireadh gnothachais →

Ceistean cumanta

Can a farming or agricultural company apply for a Credit Corp business loan?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs operating in agriculture — arable, livestock, horticulture and agri-supply businesses. Farm size and tenure type are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Lending for other sectors

Help

Help centre

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Credit Corp Group is now active

Credit Corp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credit Corp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

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