Working-capital lending for logistics and warehousing businesses
Third-party logistics, fulfilment and storage operators run agency labour and fuel weekly and fund peak-season capacity months ahead, while the retailers and clients they serve settle on 30 to 60 day terms. Credit Corp bridges that structural gap for UK incorporated logistics and warehousing businesses — no personal guarantee, decisions most working days.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
An aithnich thu gin dhiubh seo?
Agency and temporary labour to pay weekly while client invoices settle monthly or later
Fuel, vehicle and forklift costs falling due before a haulage or fulfilment contract pays
Funding extra racking, packaging and pick-pack capacity before a peak-season surge lands
A 3PL or retail client paying on 30 to 60 day terms while your own suppliers want paying now
If so, a Credit Corp short-term business loan could help you bridge that gap.
Cò an toradh a fhreagras?
Credicorp Flex Air a mholadh airson na roinne seo
Logistics and warehousing cash flow runs on a repeating cycle — labour, fuel and storage costs go out continuously while client settlements arrive in arrears — so a revolving facility fits better than a single advance. Credicorp Flex gives a limit you can draw against as each payroll run, fuel bill or peak ramp-up comes around, repay as clients settle, and redraw for the next cycle without reapplying. When a need is genuinely one-off — a single piece of handling equipment or a one-time mobilisation cost — a fixed-term loan over a defined period is the simpler alternative.
For one specific bill — a packaging or consumables order, a forklift service invoice or a racking purchase — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Bilichean de £50–£2,000
Cìs rèidh 6% cìs — gun cho-mheasgachadh
3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
Dh'fhaodadh gnothachas logistics warehousing àbhaisteach iasad fhaighinn de £450.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
Iasad Gnothachais
£50£500
14 latha84 latha
Gheibh thu air iasad—
Teirm—
Cìs stèidheachaidh—
Cosgais rèidh—
Iomlan ri ath-phàigheadh—
Gach seachdain—
APR riochdachail—
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Cò as urrainn iarrtas a chur a-steach?
Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
6+ mìosan malairt
Cunntas banca gnothachais làithreach san RA
Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a 3PL, fulfilment or warehousing company apply for Credit Corp lending?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs operating third-party logistics, fulfilment and storage businesses. Whether you are owner-operated or multi-site is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credit Corp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
?Help
Help centre
Answers, deep-linked from this page. Opens the full help centre in a new tab.
We use cookies to make this site work. We'd also like to set optional cookies to understand how the site is used and, if you choose, to support marketing. Optional cookies are off until you turn them on. Read our Privacy & Cookie Policy.