Credit Corp Group is now active. Credit Corp is joining the group — for now, keep using Credit Corp as normal. Read about the transition

Cash-flow lending for wholesale and distribution businesses

Wholesalers and distributors pay suppliers on short terms but sell to trade customers on 30 to 60 day terms — a structural working-capital gap that widens every time volume grows. Credit Corp funds that gap for UK incorporated wholesale and distribution businesses — no personal guarantee, decisions most working days.

Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach

An aithnich thu gin dhiubh seo?

  • A bulk stock buy that has to clear before your trade customers settle their accounts
  • An importer or supplier demanding payment before your own buyers pay you
  • A seasonal volume spike that needs extra inventory on the shelf right now
  • A slow-paying trade account leaving you short for your next supplier run

If so, a Credit Corp short-term business loan could help you bridge that gap.

Cò an toradh a fhreagras?

Credicorp Loan — one-off advance

Aon iasad le teirm shuidhichte de £50–£500 thar 14–84 latha, mas e feum aon-uair seach feum leantainneach a th' agad.

Mu ar n-iasad gnothachais

Credicorp Slice — split a single bill

For one large supplier invoice — a single bulk order from an importer or manufacturer — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.

  • Bilichean de £50–£2,000
  • Cìs rèidh 6% cìs — gun cho-mheasgachadh
  • 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
  • Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
About Credicorp Slice

Faic a' chosgais airson an roinn agad

Dh'fhaodadh gnothachas wholesale àbhaisteach iasad fhaighinn de £450.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.

Iasad Gnothachais

£50 £500
14 latha 84 latha
Tricead ath-phàighidh

Gheibh thu air iasad
Teirm
Cìs stèidheachaidh
Cosgais rèidh
Iomlan ri ath-phàigheadh
Gach seachdain
APR riochdachail

A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.

Cò as urrainn iarrtas a chur a-steach?

  • Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
  • 6+ mìosan malairt
  • Cunntas banca gnothachais làithreach san RA
  • Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
  • Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas

Cuir a-steach iarrtasClàraich a-steachHelp Centre

Stiùireadh airson a' ghnothachais agad

No personal guarantee business loans: what it really means

A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.

Leugh an stiùireadh →

Rùraich a h-uile stiùireadh gnothachais →

Ceistean cumanta

Can a wholesale or distribution company apply for a Credit Corp business loan?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs in wholesale and distribution — importers, distributors and B2B traders supplying trade customers. Product category and territory are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Lending for other sectors

Help

Help centre

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Credit Corp Group is now active

Credit Corp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credit Corp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

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