™
Business funding,
by industry.
Every trade has its own rhythm of money in and money out. These plain-English guides look at how short-term finance fits twenty-eight UK sectors — and on every one, the company borrows, never you personally. No personal guarantee.
Creditcorp is the growing name for the Credicorp group, and Credicorp Limited is the lender behind it. It does one thing: short-term working capital for incorporated UK businesses.
A cafeé with a quiet January, a builder waiting on the first valuation, a wholesaler buying in bulk to hit a price break — the pressure is the same shape, but it lands at different moments in different trades. These pages walk through how a Bridging Loan, Credicorp Flex or Credicorp Slice tends to be used in each, so you can picture the fit before you apply.
Throughout, the borrower is the company — a UK private limited company (Ltd), LLP or PLC — not the director who signs. That means no personal guarantee, no charge over a home and no personal credit check on a director. These are not personal loans, payday loans or sole-trader finance. When you’re ready, applying happens on the lender’s own site, credicorp.co.uk.
Choose your industry
Twenty-eight sectors, each with its own page. Pick the one that fits your business.
Retail & shops
Buy stock ahead of a busy season, fit out a unit, or smooth the gap between paying suppliers and ringing the till.
Funding for this sector
Hospitality & food
Cover a slow January, refit a kitchen, or stock up before a wedding season — funding shaped around feast-and-famine cash flow.
Funding for this sector
Construction & trades
Buy materials before the first valuation lands, take on a bigger contract, or bridge a slow-paying main contractor.
Funding for this sector
Manufacturing
Fund a raw-materials run, fulfil a large order, or keep the line moving while customer invoices catch up.
Funding for this sector
Professional services
Bridge the lag between billable work done and invoices paid — hire, expand, or steady the practice between fee cycles.
Funding for this sector
Healthcare & dental
Spread the cost of equipment, fund a refit, or cover a gap between treatment and payment from plans or the NHS.
Funding for this sector
Logistics & transport
Cover fuel and wages on long payment terms, fund a busy run, or get a vehicle back on the road fast.
Funding for this sector
Automotive
Stock the forecourt, buy parts for a big job, or keep the workshop turning while customer payments come in.
Funding for this sector
Beauty & wellness
Refit a salon, stock retail lines, or fund a new treatment room — finance that fits an appointment-led business.
Funding for this sector
Agriculture & farming
Bridge the long gap between outlay and harvest, buy inputs for the season, or cover a quiet stretch between subsidies.
Funding for this sector
Technology & IT
Fund a hire ahead of revenue, cover kit for a new contract, or bridge milestone-based client payments.
Funding for this sector
Wholesale & distribution
Buy in bulk to hit a price break, fund a big order, or cover the gap between paying makers and being paid by stockists.
Funding for this sector
Creative & media
Fund a production up front, cover freelancers and kit, or bridge the wait for a client or platform to settle up.
Funding for this sector
Fitness & leisure
Kit out a studio, fund a refit, or steady the cash flow that dips and spikes with memberships and the seasons.
Funding for this sector
Property & lettings
Cover works between tenancies, fund a refurbishment, or bridge the gap before rent or a sale comes through.
Funding for this sector
E-commerce & online
Buy inventory before a peak, fund ad spend that pays back later, or bridge the wait for marketplace payouts.
Funding for this sector
Education & training
Build a course before the first enrolment, buy kit for a cohort, or bridge the quiet weeks between termly fee cycles.
Funding for this sector
Food production
Buy ingredients in bulk, fund an oven or cold storage, or bridge the long supermarket payment terms a listing brings.
Funding for this sector
Landscaping & grounds
Fund plants and materials before a job is paid, buy a mower or mini-digger, or bridge a quiet winter in a seasonal trade.
Funding for this sector
Import & export
Pay for a container before it sells, cover shipping and duty up front, or bridge FX timing and long lead times.
Funding for this sector
Printing & signage
Buy paper, ink and substrate ahead of a job, fund a big run or signage project, or bridge slow-paying trade clients.
Funding for this sector
Sports & leisure
Kit out a pitch or centre, fund a refit, or steady the cash flow through a quiet off-season before memberships renew.
Funding for this sector
Security services
Make payroll before client invoices clear, buy kit for an install, or staff up to take on a new contract.
Funding for this sector
Waste & recycling
Get a collection vehicle back on the road, fund plant for a recovery site, or bridge long council and contract terms.
Funding for this sector
Childcare & nurseries
Bridge the funded-hours payment lag, fit out a room, hold staff through ratio rules, or steady a late-summer dip.
Funding for this sector
Care & support
Pay carers before local-authority fees clear, fund a CQC-driven refurb, cover agency staffing, or fit out a new home.
Funding for this sector
Dental practices
Fund a new chair or imaging kit, a surgery fit-out or lab bills, or bridge the lag on plan and insurer payments.
Funding for this sector
Veterinary practices
Fund diagnostic equipment, a fit-out or new premises, drug and consumable stock, or the wait on pet-insurer payments.
Funding for this sectorDon’t see your trade?
These twenty-eight are the sectors we hear from most, but the rule is the same whatever you do: if you’re a UK limited company, LLP or PLC and you need short-term working capital, the products are built for you. The how-it-works overview walks through the whole journey, and the FAQ answers the common questions. To check your own situation or apply, the lender’s team are at credicorp.co.uk.
Ready when you are
Whatever your sector, applying, drawing down and managing your account all happen on the lender’s site, credicorp.co.uk.