Bridging finance UK: cover the gap an unpaid invoice leaves.
Bridging finance for the working-capital gap an unpaid invoice leaves behind. It is a short-term business loan to a UK limited company, not a personal one — so it covers the days between paying your costs and getting paid. Draw up to £500, repay weekly or fortnightly, and top up again the moment you need more. You get a decision in minutes and funding the same day.
Credicorp · UK trademark UK00004156742
- AI decision in minutes
- No personal guarantee
- Same-day funding on approval
- Weekly, fortnightly, monthly or single-payment cadence.
- Interest only on the days the money is outstanding — short-term cash-flow cover, not a long-term debt.
- Settle early any time — early-settlement charge up to 28 days' interest may apply.
- Settle, then top up again in a few clicks — returning customers re-borrow without re-uploading.
- Built for late-invoice and seasonal working-capital gaps — bridge the shortfall, then clear it as the invoice lands.
- Trading since 21 November 2024
- Companies House 16093826
- UK trademark UK00004156742
Representative example
Representative: borrow £200 for 30 days, repay £220.
Common questions
What is bridging finance UK and how does it work for limited companies?
Bridging finance UK is a short-term loan designed to cover a working-capital gap — typically the period between paying your costs and receiving a customer payment. Credicorp's bridging finance is available to UK limited companies only; the company borrows and repays on a schedule of weekly, fortnightly, monthly or single payments. No personal guarantee is required.
How quickly can I get bridging finance from Credicorp?
Applications take around five minutes. You receive a decision in minutes and, for applications signed before 3pm on a working day, funds are released the same day. This makes Credicorp's bridging finance one of the fastest options available to UK limited companies.
Can I repay bridging finance early?
Yes. You can settle early at any time. An early-settlement charge of up to 28 days' interest may apply, but there are no penalty rates and the total cost cap on your agreement always holds regardless of how long the money is outstanding.
Is bridging finance UK regulated?
Credicorp's bridging finance is lending to a UK limited company for business purposes. Because the borrower is a body corporate (not an individual), this sits outside FCA consumer-credit regulation. There is no Financial Ombudsman Service or FSCS cover; our complaints procedure is the escalation route.
Credicorp lends to UK limited companies under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). We do not lend to individuals, consumers or sole traders. The director who signs the agreement is acting as the company's authorised representative and is not personally liable. There is no Financial Ombudsman Service or Financial Services Compensation Scheme cover for this lending; our published complaints procedure is the route for disputes.