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Aberdeen's incorporated companies trade in a market shaped by the energy sector's project-based payment rhythms, where short-term cash-flow gaps are common and speed matters — no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
UK Ltd or LLP ae · Nae personal guarantee · Decisions maist warkin days
Aberdeen's commercial character is defined by the energy industry — oil, gas and, increasingly, offshore wind and decommissioning. The supply chain supporting these sectors is extensive and reaches well beyond engineering into specialist logistics, environmental consultancy, legal services and precision manufacturing. Companies in this chain routinely wait on milestone or purchase-order settlements from major operators, creating predictable but sharp cash-flow gaps that a short fixed-term advance can bridge cleanly.
The city also supports a substantial professional and financial-services sector, and a retail and hospitality economy centred on Union Street and the broader city-centre. Companies in these sectors face the same dynamic as anywhere: costs fall on fixed dates, but revenue and client payments do not. A supplier payment, a vehicle hire or a short-staffing agency bill can create a gap that is inconvenient but entirely temporary.
Aberdeen's market can move quickly when energy commodity conditions shift — companies may need to scale up procurement or mobilise resources at short notice ahead of a confirmed contract. In that context, a same-day credit decision and next-day funding means the company can act without waiting for internal reserves to be freed up or a bank approval cycle to complete.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Aberdeen, Westhill or the surrounding Aberdeenshire market towns is assessed on the same criteria, and location does not affect the rate or terms offered.
Aberdeen companies in the energy supply chain benefit from a fixed-term loan with a defined repayment date they can align to a project milestone or operator payment — predictable, no revolving balance, and no personal guarantee required from directors.
Credicorp Slice lets an Aberdeen limited company spread a single trade or services invoice across three or four weekly instalments at a flat 6% fee, useful when a supplier requires upfront payment before an operator settles.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A typical business in Aberdeen might borrow £500.00 ower 42 days. Adjust the sliders tae match yer ain scenario.
This matches yer needs? Stairt yer application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
Credit Corp lends to incorporated limited companies and LLPs registered and actively trading in the UK, including those based in Aberdeen and the surrounding area. Sole traders, partnerships and individual applicants are not eligible. Aberdeen's postcode does not affect eligibility or pricing — the underwriting criteria are identical across the UK.
No. The facility is extended to the company, not to its directors personally. Directors are not asked to provide a personal guarantee and have no personal liability for repayment of a Credit Corp loan.
Credit Corp targets a same working-day decision for all applications. Most Aberdeen applicants receive a decision and, if approved, funds within the same working day or the next, depending on submission time and bank processing.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read the guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read the guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read the guide →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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