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IT consultancies, software firms, SaaS businesses, dev studios and managed-service providers front software licences, cloud bills and contractor day-rates long before enterprise clients settle on 30 to 60 day terms. Credit Corp bridges that billing gap for UK incorporated IT and software companies — no personal guarantee, decisions most working days.
UK Ltd or LLP ae · Nae personal guarantee · Decisions maist warkin days
If so, a Credit Corp short-term business loan could help you bridge that gap.
Technology cash-flow gaps tend to repeat — licence and cloud renewals, contractor day-rates and ad spend recur project after project while enterprise clients pay on long terms, so a revolving facility usually fits better than a single advance. Credicorp Flex gives a limit of £50–£500 you can draw against when a renewal or contractor falls due, repay as each client invoice settles, and redraw for the next cycle — without reapplying. When a need is genuinely one-off — bridging a single late enterprise invoice — a fixed-term loan over 14–84 days is the simpler alternative.
A single, fixed-term loan o £50–£500 ower 14–84 days, gif yer need is a ane-aff raither nor recurrin.
Aboot oor business loanWhen the need is one specific bill — an annual software or cloud licence renewal, a contractor invoice or a single tooling purchase — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A teepical it software services business micht borrae £400.00 ower 56 days. Adjust the sliders tae match yer ain scenario.
This matches yer needs? Stairt yer application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read the guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read the guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read the guide →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which places the facility outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
Help centre
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