Short-term lending for couriers and logistics firms
Couriers, hauliers and delivery firms earn by keeping vehicles on the road. When a van fails or fuel and maintenance bills land before a contract pays, a quick decision keeps you running. Credit Corp lends to UK incorporated transport businesses.
UK Ltd or LLP ae · Nae personal guarantee · Decisions maist warkin days
Recognise ony o thir?
A vehicle off the road needing an urgent repair before contracts are missed
Fuel, insurance or maintenance bills due before a delivery contract pays
Hiring a second driver to cover a busy period before the extra revenue clears
A regular client paying monthly while your own costs run weekly
If so, a Credit Corp short-term business loan could help you bridge that gap.
Whilk product fits?
Credicorp Loan
Recommendit for this sector
Transport cash-flow gaps are usually a specific, time-critical cost — a repair or a bill due now, with contracted income arriving shortly after. A fixed-term loan matches that gap exactly.
For one specific bill — a vehicle service invoice, a tyre or parts order — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee, no interest compounding.
Bills o £50–£2,000
Flat 6% fee — nae compoondin
3 or 4 weekly instalments bi Direct Debit
Settle early an we refund the unuised fee pro rata
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Wha can pit in?
UK leemitit company or LLP (body-corporate lendin anely — no sole traders)
6+ months tradin
Current UK business bank accoont
Director identity check (you, no the company, as the company's authorised representative)
Nae personal guarantee requirt — the obligation is the company's
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a courier or haulage company apply for a Credit Corp loan?
Yes. Credit Corp lends to UK incorporated limited companies and LLPs in transport — couriers, hauliers, same-day delivery firms and freight operators. Fleet size and contract type are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credit Corp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credit Corp?
Applications are reviewed as they arrive during business hours. Credit Corp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credit Corp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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