Credit Corp Group is now active. Credit Corp is joining the group — for now, keep using Credit Corp as normal. Read about the transition

What We Offer — Business Finance from a UK Business Lender

As a UK business lender, we offer three types of business finance for UK limited companies. No personal guarantee. Decisions in minutes.

Our range of business loans and credit products

  • Business Brig Lendin A single lump soum for a ane-aff business cost. Fixed term, fixed repeyments.
  • Credicorp Flex A revolvin credit line. Draw whit ye need, pey back, redraw.
  • Credicorp Slice Split a speceefic supplier invoice or bill intae 3–4 weekly instalments.

Which business funding option suits you?

Each of these business borrowing options is built for a different cash-flow need. The right choice depends on how your limited company wants to use the money. A Business Bridging Loan suits a single, known cost where you want a fixed term and fixed repayments from the start. Credicorp Flex suits ongoing or unpredictable working-capital needs, because it is a revolving credit line you can draw from, repay and redraw as cash comes in. Credicorp Slice suits a specific supplier invoice or bill you would rather spread across a few weekly instalments than pay in one go.

All three sit alongside each other as alternative business lending for UK limited companies and LLPs that may not fit a traditional bank facility. There is no personal guarantee on any of them — the company is the borrower — and every application gets a decision in minutes. If you are weighing up these types of business finance, you can compare the products side by side or apply and we will confirm what your company qualifies for.

Together these business finance products give a limited company short-term, unsecured cover for one-off costs, day-to-day working capital and individual supplier bills — three common business funding needs in one place. You apply once, online, and we match you to whichever product fits. We lend to the company rather than to you personally, and there is no personal guarantee on any of the three.

See how Credit Corp reaches a lending decision: Hou we lend.

Ready to apply or already a customer?

Common questions about business finance options

What types of business finance does Credit Corp offer?

Credit Corp offers three types of business finance for UK limited companies: a Business Bridging Loan (a single fixed-term advance), Credicorp Flex (a revolving credit line), and Credicorp Slice (spreading one specific supplier invoice over 3–4 weekly instalments). All three are unsecured and require no personal guarantee.

Is Credit Corp a UK business lender?

Yes. Credit Corp is a UK business lender that lends exclusively to UK incorporated limited companies and LLPs. We are not a consumer lender — all lending is to the company as the borrower. We operate under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001).

What are the alternative business lending options at Credit Corp?

As alternative business lending for companies that may not fit a traditional bank facility, Credit Corp's options are: a one-off term loan, a revolving credit facility (Credicorp Flex), and invoice spreading (Credicorp Slice). Each targets a different cash-flow need — a single cost, recurring working capital, or a specific supplier bill.

Do I need to provide a personal guarantee to borrow from Credit Corp?

No. None of Credit Corp's business finance products require a personal guarantee. Lending is to the UK limited company or LLP as the sole obligor. There is also no personal credit search on any director or shareholder.

Which sectors does Credit Corp lend to?

Credit Corp lends to UK incorporated limited companies and LLPs across a wide range of industries — retail, hospitality, trades, e-commerce, professional services, construction, logistics, healthcare and many more. Sector is not a pricing factor.

See aw the FAQs →

Credit Corp Group Limited only lends to UK limited companies and limited liability partnerships. Loans provided by Credit Corp Group Limited are not regulated credit agreements within the meaning of Article 60B of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and Credit Corp Group Limited is not authorised or regulated by the Financial Conduct Authority for consumer credit lending. Borrowers do not have the right to refer complaints to the Financial Ombudsman Service and are not covered by the Financial Services Compensation Scheme. No personal guarantee is taken; total cost of credit is capped at 100% of principal.

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Credit Corp Group is now active

Credit Corp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credit Corp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

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