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Liverpool's incorporated businesses operate across a broad commercial and creative economy — when your limited company needs to bridge a cash-flow gap, Credit Corp provides same-day decisions with no personal guarantee and no director personal liability. £50–£500 over 14–84 days.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
Liverpool trades on a genuinely diverse commercial base: the port and logistics sector, a growing professional and financial services cluster, a long-established hospitality and events economy, and a creative and digital sector that has expanded significantly in recent years. Incorporated companies across all of these sectors encounter routine working-capital pinch points — stock that must be purchased ahead of a confirmed order, or wages that fall due before a corporate client has settled.
The waterfront and city-centre regeneration that has reshaped Liverpool's commercial districts has brought in new incorporated operators alongside businesses that have traded in the city for decades. Expansion phases — a second premises, a larger crew, new equipment — routinely arrive before the revenue line has caught up, and a short-duration loan offers a proportionate response without committing to a long-term facility.
Like most large commercial cities, Liverpool sees a measurable late-payment lag between incorporated companies and their larger clients or public-sector counterparties. A limited company on 30-day obligations frequently waits 45 to 60 days for its own receivables to clear — a structural gap that a fixed-term loan can bridge cleanly and predictably.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in the city centre, in the Baltic Triangle, in Birkenhead or anywhere else across Merseyside will be assessed on exactly the same basis: the company's own financial position, nothing else.
A fixed-term loan suits Liverpool limited companies that need to close a specific, identifiable gap — a supplier payment, a payroll run, a short-term stock purchase — with a known cost and a defined end date, and no personal guarantee attached to any director.
Credicorp Slice lets your company spread a single bill — a supplier invoice, a fit-out cost, a one-off professional fee — across three to four weekly instalments at a flat 6% fee.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Stèidhichte air na freagairtean agad, tha seo buailteach a bhith freagarrach:
Tòisich an t-iarrtas agad See the exact cost in the calculator
A typical business in Liverpool might borrow £300.00 thar 28 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
No. Credit Corp lends to UK limited companies and LLPs, not to individuals or sole traders. Sole traders and partnerships are not eligible. Only businesses that are formally incorporated can apply.
No personal guarantee is ever required. The loan is made entirely to the company — no director, shareholder or guarantor carries any personal liability for the debt.
Credit Corp returns decisions on the same working day for applications submitted during business hours. There is no extended review period — the company's position is assessed and a decision issued the same day.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Leugh an stiùireadh →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Leugh an stiùireadh →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Leugh an stiùireadh →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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