Credit Corp Group is now active. Credit Corp is joining the group — for now, keep using Credit Corp as normal. Read about the transition

Short-term business loans in Plymouth

Plymouth's incorporated companies serve one of the UK's most distinctive trading environments — maritime industry, defence supply chains, and a regenerating city centre — where the timing of contract receipts rarely matches the timing of operating costs; Credit Corp provides fast, fixed-term credit to the company itself, no personal guarantee, same-day decisions. £50–£500 over 14–84 days.

Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach

Lending to businesses in your city

Plymouth's economy is shaped by its deep connection to maritime industry, naval defence, and the supply chains that serve Devonport Dockyard — one of the largest naval bases in Western Europe. Incorporated companies providing engineering, logistics, professional services, or facilities management to defence and maritime clients frequently operate under long payment terms set by public-sector procurement frameworks. That gap between work delivered and payment received is exactly the environment a short fixed-term business loan is designed to bridge.

Beyond its maritime heritage, Plymouth has an active construction and property development scene tied to ongoing city-centre regeneration. Incorporated contractors and specialist subcontractors working on commercial and mixed-use schemes face the standard construction cash-flow challenge: materials and labour costs fall before stage-payment milestones are certified and paid. A short fixed-term loan that clears on payment arrival is a clean, predictable solution.

Plymouth also has a growing cluster of creative, digital, and marine-technology businesses, many of them spun out of the University of Plymouth. These incorporated companies often operate on project revenue that arrives in uneven tranches, with operational costs running continuously. Credit Corp's Slice product can spread a single invoice or equipment cost over three to four weekly instalments at a flat 6% fee, giving project-based companies a structured way to smooth that unevenness.

Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A Plymouth limited company with a registered office in the city centre, Devonport, Derriford, or anywhere else in Devon is assessed on exactly the same basis as any other UK incorporated entity. Location plays no role in pricing or approval.

Cò an toradh a fhreagras?

Credicorp Slice — split a single bill

Use Credicorp Slice to spread a single materials order, equipment hire invoice, or subcontractor upfront cost over three to four weekly instalments at a flat 6% fee.

  • Bilichean de £50–£2,000
  • Cìs rèidh 6% cìs — gun cho-mheasgachadh
  • 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
  • Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
About Credicorp Slice

See the cost of a business loan

A typical business in Plymouth might borrow £400.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.

Iasad Gnothachais

£50 £500
14 latha 84 latha
Tricead ath-phàighidh
Gheibh thu air iasad
Teirm
Cìs stèidheachaidh
Cosgais rèidh
Iomlan ri ath-phàigheadh
Gach seachdain
APR riochdachail

A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.

Cò as urrainn iarrtas a chur a-steach?

  • Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
  • 6+ mìosan malairt
  • Cunntas banca gnothachais làithreach san RA
  • Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
  • Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas

Cuir a-steach iarrtasClàraich a-steachHelp Centre

Ceistean cumanta

Which Plymouth businesses are eligible to borrow from Credit Corp?

Credit Corp lends to UK limited companies and LLPs, not to individuals or sole traders. Sole traders, partnerships, and consumers are not eligible. Being based in Plymouth or Devon has no bearing on the decision — eligibility is assessed on the company's own financial standing, not its postcode.

Is a personal guarantee required for a Plymouth limited company?

No. Credit Corp lends to the company as a legal entity. There is no personal guarantee, and directors and members carry no personal liability for the facility at any point.

How quickly will a Plymouth company receive a credit decision?

Credit Corp aims to deliver a decision on the same working day the application is submitted. The process is entirely online — there is no branch, no paper process, and no requirement to attend any local office.

Stiùireadh airson a' ghnothachais agad

No personal guarantee business loans: what it really means

A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.

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Business loans in other UK cities

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Credit Corp Group is now active

Credit Corp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credit Corp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

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