Preston's incorporated companies span aerospace and defence manufacturing supply chains alongside logistics and retail — Credit Corp offers short-term lending to UK incorporated Preston businesses, no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
Preston sits at the centre of Lancashire's aerospace and defence manufacturing corridor, home to major combat-aircraft and systems production and a deep tier of specialist subcontractors. Incorporated suppliers in this chain typically carry materials and tooling costs for weeks or months ahead of a certified stage payment.
The city's position on the M6 corridor has also made it a logistics and distribution hub, with incorporated hauliers and warehousing operators funding fuel, vehicles and labour ahead of client settlement on standard trade terms.
A subcontractor funding tooling before a stage payment, or a haulier covering a vehicle repair before the next contract pays, both face the same timing gap — a short, fixed-term loan is built to close it.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Preston city centre or the wider Lancashire area is assessed on exactly the same basis as anywhere else in the UK, with no personal guarantee.
Most Preston businesses need a fixed sum to bridge a specific, short gap — a materials or tooling cost, a vehicle repair or a contract cost — until a stage or client payment lands. A fixed-term Credit Corp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
If the need is one specific bill — a materials, tooling or vehicle repair invoice — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A typical business in Preston might borrow £400.00 over 42 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. Because we lend to the company, no director signs a personal guarantee.
Yes. Credit Corp lends to UK limited companies and LLPs, wherever in the UK they are based or trade. A Preston address is not a pricing factor.
No. Credit Corp lends to the company itself — there is no personal guarantee and no personal liability for directors.
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read guide →Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which puts this lending outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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