Can Scottish limited companies apply for a Credit Corp business loan?

Yes. Credit Corp lends to UK incorporated limited companies and LLPs anywhere in Scotland, England, Wales or Northern Ireland. A Scottish address or trading base is not a pricing factor.

Do Scottish businesses need to provide a personal guarantee?

No. Credit Corp lends to the company itself across the whole of the UK, including Scotland — there is no personal guarantee and no personal liability for directors or members.

How quickly can a Scottish business get a lending decision?

Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day, wherever in the UK your company is based.

Short-term business loans in Scotland

From energy and food & drink to tourism and tech, Scotland's economy runs on some of the UK's most seasonal and capital-intensive sectors. Credit Corp lends to Scottish-trading limited companies and LLPs — no personal guarantee, same-day decisions, £50–£500 over 14–84 days.

Lending to businesses across Scotland

Scotland's economy is unusually concentrated in sectors with pronounced cashflow cycles: whisky and food & drink producers fund stock years ahead of sale; tourism and hospitality businesses earn most of their year's income in a compressed summer and festival season; energy-sector suppliers wait on long client payment terms; and agriculture and fishing carry the seasonal costs common to primary industries. Edinburgh and Glasgow add a fast-growing tech and financial-services layer with its own working-capital pattern of funding a contract or project ahead of payment.

Credit Corp does not price by postcode — the decision is identical wherever in Scotland your company trades — but a short-term business loan is built exactly for the kind of gap these Scottish sectors see most: money out before money in.

Which product fits?

Credicorp Loan Recommended for most needs

A fixed-term Credit Corp loan bridges a specific Scottish business gap — seasonal stock, a client payment delay, or a one-off setup cost — at one known total cost, with no personal guarantee.

£50–£500 in one advance
Fixed 14–84-day term
0.25% per day simple interest + £5 establishment fee
Total cost capped at 100% of principal
No personal guarantee
Most decisions same working day

Apply now Full product details

Credicorp Slice — split a single bill

For a single bill — a licence renewal, a supplier invoice, an insurance premium — Credicorp Slice spreads that one cost over 3 or 4 weekly instalments at a flat 6% fee.

Bills of £50–£2,000
Flat 6% fee — no compounding
3 or 4 weekly instalments by Direct Debit
Settle early and we refund the unused fee pro rata

About Credicorp Slice

See the cost for a Scottish business

A typical business might borrow £450.00 over 63 days. Adjust the sliders to match your own scenario.

Business Loan

Borrow amount

£50£500

Term

14 days84 days

Repayment frequency

Weekly Fortnightly

You borrow—

Term—

Establishment fee—

Interest charge—

Total repayable—

Weekly—

Representative APR—

Amount borrowed: £450.00
Term: 63 days
Total to repay: £525.88
Roughly per week: £58.43 over 9 payments

This is a worked example only — enable JavaScript for the interactive calculator.

This matches your needs? Start your application

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Who can apply?

UK limited company or LLP (body-corporate lending only — not sole traders)
6+ months trading
Current UK business bank account
Director identity check (you, not the company, as the company's authorised representative)
No personal guarantee required — the obligation is the company's

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Common questions

Can Scottish limited companies apply for a Credit Corp business loan?: Yes. Credit Corp lends to UK incorporated limited companies and LLPs anywhere in Scotland, England, Wales or Northern Ireland. A Scottish address or trading base is not a pricing factor.
Do Scottish businesses need to provide a personal guarantee?: No. Credit Corp lends to the company itself across the whole of the UK, including Scotland — there is no personal guarantee and no personal liability for directors or members.
How quickly can a Scottish business get a lending decision?: Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day, wherever in the UK your company is based.

Business loans in Scottish cities

Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.