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Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Read guide →Short-term business loans in Yorkshire and the Humber
From Sheffield's steel and advanced manufacturing to Leeds' financial and professional-services base and the Humber ports' logistics trade, Yorkshire and the Humber run on sectors with real timing gaps between spend and payment. Credit Corp lends to companies trading across the region — no personal guarantee, same-day decisions, £50–£500 over 14–84 days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
Lending to businesses across Yorkshire and the Humber
Manufacturers in Sheffield and Leeds front materials, tooling and labour before an order is invoiced. Logistics and haulage businesses around the Humber ports carry fuel, driver and vehicle costs while waiting on freight-forward payment terms. Agriculture across the region's rural areas fronts seasonal input costs long before harvest or livestock sale. And a growing professional and financial-services base in Leeds funds projects and payroll ahead of client payment.
Credit Corp does not price by postcode — the decision is identical wherever in the region your company trades — but a short-term business loan is built exactly for that kind of gap.
Which product fits?
Credicorp Loan Recommended for most needs
A fixed-term Credit Corp loan bridges a specific Yorkshire business gap — materials, stock, or a client payment delay — at one known total cost, with no personal guarantee.
- £50–£500 in one advance
- Fixed 14–84-day term
- 0.25% per day simple interest + £5 establishment fee
- Total cost capped at 100% of principal
- No personal guarantee
- Most decisions same working day
Credicorp Slice — split a single bill
For a single bill — a supplier invoice, an equipment purchase, an insurance premium — Credicorp Slice spreads that one cost over 3 or 4 weekly instalments at a flat 6% fee.
- Bills of £50–£2,000
- Flat 6% fee — no compounding
- 3 or 4 weekly instalments by Direct Debit
- Settle early and we refund the unused fee pro rata
See the cost for a Yorkshire business
A typical business might borrow £450.00 over 56 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Guides for your business
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
Read guide →UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Read guide →Common questions
- Can businesses across Yorkshire and the Humber apply for a Credit Corp business loan?
- Yes. Credit Corp lends to UK incorporated limited companies and LLPs trading anywhere in the region — Leeds, Sheffield, Hull, York and beyond — on identical terms.
- Do Yorkshire businesses need to provide a personal guarantee?
- No. Credit Corp lends to the company itself — there is no personal guarantee and no personal liability for directors.
- How quickly can a Yorkshire business get a lending decision?
- Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day.
Business loans in Yorkshire cities
Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.