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Buy the van now, spread the cost over weeks
A used van, a second runabout, a replacement after a write-off — Credit Corp advances your company the purchase price over a short fixed term. Lent to the company, no personal guarantee, no asset taken as security.
UK Ltd or LLP only · No personal guarantee · Decision typically within the hour
- 1 hour Typical decision in working hours
- Same day Funding once you accept the offer
- £50–£2,000 Advanced to UK limited companies
- 100% cap Total cost of credit, capped — never repay more than double
- No PG No personal guarantee — we lend to the company
Applications reviewed by Credit Corp to date: thousands of UK companies
Figures are the published product terms, resolved from our single pricing source (/ai.md). Every application is assessed on its own merits — approval is never guaranteed.
Recognise any of these?
- The right used van is on the forecourt now and will not stay there
- A vehicle was written off and the insurance payout has not landed yet
- A new contract needs a second vehicle on the road before the start date
- Dealer finance wants a personal guarantee you are not willing to give
If any of these is you, a Credit Corp short-term advance could close the gap — funded today.
Could your company borrow? Check in 30 seconds
A quick self-check against our published criteria for £50–£2,000 of short-term business credit, with no personal data collected and no lending decision at the end.
Looking good
You meet the published criteria, which makes you the kind of company we lend to. Nobody can decide anything until the full application has been through, and that takes minutes. Most decisions land the same working day.
Apply now — decision in minutesNot a fit yet
Based on your answers, one of the published gates is not met. You are still welcome to read how we lend, or contact us if your situation is unusual.
Pre-qualification only. It reflects the published eligibility criteria and is not a lending decision, an offer, or a credit search. The full check is at application. See how we lend.
The product that fits this need
Credicorp Loan Best fit for this need
A used vehicle is a one-off, defined purchase — exactly the shape a fixed short-term loan suits. Borrow the price, buy outright with cash (which often gets a better deal from a private seller or trade auction), and repay over a short term at a capped total cost. The vehicle is yours from day one, unencumbered — no HP agreement, no logbook charge, nothing to settle before you can sell it on.
- £50–£500 in one advance
- Fixed 14–84-day term
- 0.25% per day simple interest + £5 establishment fee
- Total cost capped at 100% of principal
- No personal guarantee · most decisions same working day
Or spread a single bill with Credicorp Slice
Buying from a dealer who has invoiced the company? Credicorp Slice can spread that single invoice into weekly instalments at a flat fee instead.
About Credicorp SliceSee your cost for this need
Drag to your figure — see exactly what you would repay before you apply. No credit search, no obligation.
Capped at 100% of the amount borrowed.
Illustration only, not an offer or a lending decision, and not a quote personal to you. Interest is simple (no compounding) and charged only for the days you borrow, so settling early costs less. Full terms and the single pricing source: Business Loan · /ai.md.
Who can apply
- UK limited company or LLP (body-corporate lending only — not sole traders)
- A short qualifying trading period
- A current UK business bank account
- No personal guarantee required — the obligation is the company’s
Common in these sectors
Common questions
- Is this hire purchase or a lease?
- Neither. Credit Corp lends your company cash, unsecured — you buy the vehicle outright and own it from day one. There is no finance charge registered against it, no mileage terms, and nothing to settle if you later sell it.
- Does the vehicle secure the loan?
- No. Credit Corp lending is unsecured — the loan is not attached to the vehicle or any other asset. The company simply repays the fixed instalments over the agreed term.
- Do I need to give a personal guarantee?
- No. All Credit Corp lending is to the company — a UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder. The debt is the company's, not yours.
- How fast can I have the money?
- Applications are reviewed as they arrive in working hours. Credit Corp aims to confirm a decision within the hour in most cases, and funds typically reach your company account the same day once you accept the offer.
- What will it cost?
- The loan sizes, the term in days, the daily interest rate, the one-off establishment fee and the total-cost-of-credit cap are the published product terms, resolved from our single pricing source. See the interactive preview above, the Business Loan page, and /ai.md — we keep one source of truth rather than restating figures.
Ready when you are
Apply in minutes. Most decisions land within the hour in working hours, with same-day funding once you accept — and no personal guarantee, ever.
Credit Corp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending; the Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Short-term business credit carries a high annualised cost — borrow only what you need, for the shortest term required. Full details: regulatory status and responsible lending.
See your cost in 5 seconds
No credit search, no obligation. Borrow £50–£500, get a decision within the hour in working hours, and same-day funding once you accept. We lend to the company — no personal guarantee.
Or use the full calculator first.