See the exact cost before you apply
Move the sliders and the calculator shows your total repayment, every instalment date, the representative APR, and a quote you can print or save as a PDF. No sign-up, no credit check, no surprises.
Cost calculator
Representative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
- You borrow —
- Cost of borrowing —
- Total repayable —
- Weekly payment
- —
- Representative APR
- —
Total cost has been capped at 100% of the amount borrowed.
Repayment schedule
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
Interest accrues only on the drawn balance, charged daily. The minimum repayment per 14-day cycle is the greater of 10% of the drawn balance or £20. Paying only the minimum holds the drawing longer and produces a higher APR; the per-drawing 100% cap still binds.
- Amount drawn —
- Cost of borrowing —
- Total for this drawing —
- Minimum repayment
- —
- Representative APR (pay in full)
- —%
| Pay in full | Pay only minimum | |
|---|---|---|
| Representative APR | —% | —% |
| Total interest | — | — |
| Total repaid | — | — |
| Repayment periods | 1 payment | — |
Pay-in-full assumes a single drawing held for the days above and repaid in one bullet — the cheapest way to use the facility in £ terms. Pay-only-the-minimum simulates actual amortisation if you only pay the £-or-percent minimum each cycle until the drawing is cleared or the 100% per-drawing cap binds. Note: the pay-minimum APR may look lower than the pay-in-full APR because the cost is spread over many more days — but the total £ cost is materially higher. APR is a comparison rate; the £ total is what your company actually pays.
Cost for this drawing has been capped at 100% of the amount drawn.
Repayment schedule (selected pattern)
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
- You borrow —
- Flat fee (6%) —
- Total —
- Per payment (— payments)
- —
- Representative APR
- —
The flat fee has been capped at 100% of the purchase amount.
Payment schedule
| Payment | Due | Amount |
|---|
Dates are illustrative, counted from today.
Figures are illustrative and resolved from our live pricing. APR is a comparison rate; the £ total is what your company actually repays. Your formal quote and agreement are produced when you apply.
Ready to apply? It takes about five minutes.