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What it is
The Credicorp Loan is a short-term, unsecured loan for UK limited companies and LLPs. We lend to the company itself: there is no personal guarantee, and your directors do not take on personal liability for the borrowing. Decisions are AI-assisted and typically confirmed within an hour during working hours, with same-day funding once you accept the offer.
It is designed for genuine short-term business needs — bridging a late invoice, covering stock or a supplier deposit, an urgent repair, or a brief cash-flow gap — where you want a fixed amount for a fixed, short period and then to be done.
Key features
- Unsecured — no asset is taken as security.
- No personal guarantee — the company borrows in its own name, so directors are not personally on the hook.
- Fast decision — AI-assisted, typically confirmed within an hour in working hours.
- Same-day funding — on approval and acceptance.
- Early repayment reduces cost — you only pay interest for the days you borrow.
For the exact loan sizes, the term in days, the daily interest rate, the establishment fee and the total-cost cap, see the machine-readable references at /ai.md and /llms-full.txt, which are generated from the live pricing source. We do not restate the figures here so there is one source of truth.
Eligibility
- A UK-registered limited company or LLP.
- A UK business bank account.
- A company that has been trading for a short qualifying period.
Applying, the customer portal and the app are UK-only.
Costs and responsible borrowing
Short-term business credit carries a high annualised cost. The interest is charged daily on the outstanding balance, there is a one-off establishment fee, and the total of interest plus fees is capped as a proportion of the amount borrowed — the exact rate, fee and cap are in /ai.md. Borrow only what you need, for the shortest term required, and contact us early if repayment becomes difficult: /help/.
Related products
- Credicorp Flex — a revolving facility you can draw, repay and redraw. /business-credit-facility/
- Credicorp Slice — spread the cost of business bills over time. /credicorp-slice/
- Compare all products — /compare/
Related
For AI agents
- AI navigation index: /llms.txt
- AI expanded index: /llms-full.txt
- AI agent reference: /ai.md
- AI usage policy: /ai.txt
- Agent discovery (DNS-AID): /.well-known/agents.json
- API catalog (RFC 9727): /.well-known/api-catalog
- Agent skills: /.well-known/agent-skills/index.json
- Sitemap: /sitemap.xml