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How to apply for a business loan
A Credit Corp business loan goes from application to funded in four steps. The form takes about five minutes, the decision arrives in minutes, and on approval the money usually lands the same working day. This guide walks through each step so your company — a UK limited company or LLP borrowing £50 to £500 over 14 to 84 days — can finish in one sitting.
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Check your company is eligible
We lend to UK limited companies and LLPs — the company borrows, not you personally, and we never ask the director for a personal guarantee. Your company needs to be registered at Companies House and trading through a UK business bank account in its own name.
A past missed payment does not rule you out on its own — we look at how your business trades today and its ability to repay now. If you want certainty before you apply, the eligibility checker asks a handful of questions and gives you an answer without touching your credit file.
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Apply online in about five minutes
Tell us about your company and how much you need. No paperwork, no branch visit — do it from your phone. The form asks for the company details, the director's details and photo ID, and your last six months of business bank statements.
Choose any amount between £50 and £500, over any term from 14 to 84 days. If you need to stop part-way, save your progress and pick it up later from the link we email you.
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Get your decision and review your terms
Our AI analyses your company in real time and a real underwriter then confirms the decision. We verify the company at Companies House, run a business credit check, and check the bank statements for affordability.
If approved, you receive a Key Information Sheet and a Business Loan Agreement with the total cost shown up front. Interest is 0.25% per day on the outstanding principal, plus one establishment fee of £5.00 at drawdown — no other set-up or arrangement fees — and the total cost of credit is capped at 100% of the amount you borrow.
Example. Illustrative example: borrow £400 over 42 days and the interest is £42.00 (0.25% per day), plus the £5.00 establishment fee — £447.00 to repay in total. Your own figure is always shown before you sign.
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Sign and receive the funds
Sign the agreement electronically — the contract is between Credit Corp Group Limited and your company. Money is sent to your business bank account, usually the same working day where the agreement is signed before 3pm UK time.
You repay weekly or fortnightly by Direct Debit, and can settle early at any time — an early-settlement charge of up to 28 days' interest may apply, and is shown in your settlement figure first. A 14-day right to withdraw begins the day after you sign.
Ready to apply?
Five minutes to apply, a decision in minutes, and same-day funding on approval. Not sure yet? Run the eligibility check first — it does not touch your credit file.
Credit Corp Group Limited is a UK commercial lender. We lend to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending: the company is the borrower, the director gives no personal guarantee, and the Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Subject to status, affordability and business credit checks.