™
Learn how the
lending works.
Short, jargon-free explainers for the directors of UK companies — what each product is, how it is priced, what "no personal guarantee" really means, and how a lender decides you can afford to repay. On every product, the company borrows, never you personally.
Creditcorp is the growing name for the Credicorp group, and Credicorp Limited is the lender behind it. It does one thing: short-term working capital for incorporated UK businesses.
These guides are here to explain that lending plainly, before you go anywhere near an application. Each one takes a single idea — a product, a piece of jargon, a step in the process — and sets it out in everyday language, with the exact published terms where they matter. They are a companion to the products page and the industry guides: where those describe what the products are and who they suit, these explain how they actually work.
Throughout, the borrower is the company — a UK private limited company (Ltd), LLP or PLC — not the director who signs. No personal guarantee, no charge over a home and no personal credit check on a director. These are not personal loans, payday loans or sole-trader finance. When you are ready, applying happens on the lender's own site, credicorp.co.uk.
Start with a guide
Each guide stands on its own. Read the one that answers the question in front of you, or work through them in order.
How business bridging loans work
What a Business Bridging Loan is, the exact terms, a worked example, and when a single fixed-term lump sum fits — and when it does not.
Read the guideWhat a revolving credit facility is
Credicorp Flex explained: a limit you draw, repay and redraw, with interest on the drawn balance only, on a rolling 14-day cycle.
Read the guideNo personal guarantee — what it means
Why the company is the only obligor, how that differs from secured or guaranteed lending, and what it changes for a director.
Read the guideHow affordability is assessed
How the operator works out whether a company can afford to repay — bank statements, Open Banking, business bureaux, and human review.
Read the guideKeep exploring
The guides sit alongside the rest of the site. These are the places worth knowing about.
The products
The Business Bridging Loan, Credicorp Flex and Credicorp Slice, with the full published terms for each and a side-by-side table.
See the productsFunding by industry
How short-term finance fits twenty-eight UK sectors, from retail and construction to childcare and veterinary practices.
Browse industriesTools
Plain calculators and quick references to help you picture the cost and the fit before you go to the lender to apply.
Open the toolsCompare the three
The lender's own compare page lays the Loan, Flex and Slice next to each other — amounts, pricing and terms in one view.
Compare on credicorp.co.ukWhere to go next
If a guide has answered your question, the next step is the lender's own site. Applying, drawing down and managing an account all happen on credicorp.co.uk; this site never takes applications. To understand why this lending sits outside the consumer-credit regime, see lending and regulation. The deeper group, company and trade-mark story lives on the group site, creditcorpgroup.co.uk.
Ready when you are
Whatever you have come to understand, applying, drawing down and managing your account all happen on the lender's site, credicorp.co.uk.