Your company borrows. You don't guarantee it.
We lend to UK limited companies under the body-corporate exemption — the loan is to the company, not to the director. No personal guarantee. No charge over your home or your savings.
Credicorp · UK trademark UK00004156742
- AI decision in minutes
- No personal guarantee
- Same-day funding on approval
- The company is the borrower under FSMA Article 60L.
- The director signs as the company's authorised representative — not personally liable.
- We report to business credit reference agencies only — never to your personal credit file.
- Independently verifiable: Companies House register linked below.
- Trading since 21 November 2024
- Companies House 16093826
- UK trademark UK00004156742
Representative example
Representative: borrow £200 for 30 days, repay £220.
Common questions
What does "no personal guarantee" mean on a business loan?
A no-guarantee business loan means the director does not sign a personal guarantee making them personally liable for repayment. Credicorp lends to the UK limited company under the body-corporate exemption — the company is the borrower, and its assets are the security, not the director's personal assets or home.
Is a no-guarantee business loan UK regulated?
Because the borrower is a UK limited company (a body corporate), this lending is exempt from FCA consumer-credit regulation. There is no Financial Ombudsman Service or FSCS cover. General contract law and the UK's data-protection rules apply in full.
Who can apply for a no-guarantee business loan UK?
UK registered limited companies in active trading. Sole traders, partnerships and consumers are not eligible. The director applying must be authorised to act on the company's behalf.
Apply now — no personal guarantee
Credicorp lends to UK limited companies under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). We do not lend to individuals, consumers or sole traders. The director who signs the agreement is acting as the company's authorised representative and is not personally liable. There is no Financial Ombudsman Service or Financial Services Compensation Scheme cover for this lending; our published complaints procedure is the route for disputes.