Business loans in Aberdeen for limited companies — Credit Corp

What this page is

Credit Corp Group Limited is an independent UK direct lender of short-term business credit. This is a city guide for Aberdeen: how we lend to limited companies and LLPs trading in and around Aberdeen, the cash-flow timing gaps we see across the area, and which product tends to fit. We are the lender, not a broker or a marketplace, and we lend our own funds.

We lend to the company itself. There is no personal guarantee, and your directors do not take on personal liability for the borrowing. We do not lend to consumers or to sole traders. Decisions are AI-assisted and typically confirmed within an hour during working hours, with same-day funding once you accept the offer.

A note on who we are: Credit Corp Group Limited is registered in England & Wales, Company No. 17338274, ICO registration ZC189608. We lend to UK limited companies and LLPs, not to individuals or sole traders. This lending is not regulated by the Financial Conduct Authority.

The Aberdeen businesses we see

Aberdeen's commercial character is defined by the energy industry — oil, gas and, increasingly, offshore wind and decommissioning. The supply chain supporting these sectors is extensive and reaches well beyond engineering into specialist logistics, environmental consultancy, legal services and precision manufacturing. Companies in this chain routinely wait on milestone or purchase-order settlements from major operators, creating predictable but sharp cash-flow gaps that a short fixed-term advance can bridge cleanly.

The city also supports a substantial professional and financial-services sector, and a retail and hospitality economy centred on Union Street and the broader city-centre. Companies in these sectors face the same dynamic as anywhere: costs fall on fixed dates, but revenue and client payments do not. A supplier payment, a vehicle hire or a short-staffing agency bill can create a gap that is inconvenient but entirely temporary.

Aberdeen's market can move quickly when energy commodity conditions shift — companies may need to scale up procurement or mobilise resources at short notice ahead of a confirmed contract. In that context, a same-day credit decision and next-day funding means the company can act without waiting for internal reserves to be freed up or a bank approval cycle to complete.

Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Aberdeen, Westhill or the surrounding Aberdeenshire market towns is assessed on the same criteria, and location does not affect the rate or terms offered.

How Credit Corp fits a Aberdeen business

Most Aberdeen businesses approach us for a fixed sum, fast, to bridge a known, time-bound gap until a known payment lands. The matching product depends on the shape of the need:

Business Loan — a short-term, unsecured loan: one fixed amount over one fixed, short term, then done. Best when you know the sum and the period — a supplier bill, a payroll run, a deposit — with no revolving trap and a known total cost. /business-loans/
Credicorp Flex — a revolving credit facility you can draw, repay and redraw against a limit. Best for the recurring, hard-to-predict gaps without reapplying each time. /business-credit-facility/
Credicorp Slice — spread the cost of one specific bill — a quarterly rent demand, a software or licence renewal, a single large supplier invoice — over a few instalments at a single flat fee, with no interest compounding. /credicorp-slice/

See them side by side with Compare products, or model a scenario with the Money tools & calculator.

For the exact loan and facility sizes, the term in days, the daily interest rate, the establishment fee, the flat Slice fee and the total-cost cap, see the machine-readable references at /ai.md and /llms-full.txt, which are generated from the live pricing source. We keep the figures in one place so there is a single source of truth, and do not restate them here.

Eligibility

A UK-registered limited company or LLP trading in Aberdeen (or anywhere in the UK).
The business has been trading for at least 6 months.
A UK business bank account.
No personal guarantee required from directors.

We do not lend to sole traders or to individuals. If your Aberdeen business is incorporated as a limited company or an LLP and meets the published eligibility criteria, you can apply. Applying, the customer portal and the app are UK-only; the rest of the site — this guide and our wider content — is open to everyone.

Common questions

Which Aberdeen businesses qualify for a Credit Corp loan? Credit Corp lends to incorporated limited companies and LLPs registered and actively trading in the UK, including those based in Aberdeen and the surrounding area. Sole traders, partnerships and individual applicants are not eligible. Aberdeen's postcode does not affect eligibility or pricing — the underwriting criteria are identical across the UK.

Is a personal guarantee required from Aberdeen company directors? No. The facility is extended to the company, not to its directors personally. Directors are not asked to provide a personal guarantee and have no personal liability for repayment of a Credit Corp loan.

How fast is the credit decision for Aberdeen limited companies? Credit Corp targets a same working-day decision for all applications. Most Aberdeen applicants receive a decision and, if approved, funds within the same working day or the next, depending on submission time and bank processing.

Responsible borrowing

Short-term business credit carries a high annualised cost; borrow only what you need, for the shortest term required. Match the term to a date you can realistically be paid — an invoice that clears, a contract that settles — and avoid stacking new borrowing on top of old. Paying early reduces the total cost, since you only pay interest for the days you borrow. If repayment becomes difficult, contact us early at /help/. Support for vulnerable customers is at /legal/vulnerability/.

Who we are

Credit Corp Group Limited is an independent direct lender of short-term business credit to UK limited companies and LLPs, registered in England & Wales, Company No. 17338274, ICO registration ZC189608. ## Other locations

All locations (hub): /business-loans-by-location/
Dundee: /business-loans-in-dundee/
Glasgow: /business-loans-in-glasgow/
Edinburgh: /business-loans-in-edinburgh/
Newcastle upon Tyne: /business-loans-in-newcastle/
Business lending by sector: /for/

Key links

For AI agents

AI navigation index: /llms.txt
AI expanded index: /llms-full.txt
AI agent reference: /ai.md
AI usage policy: /ai.txt
Sitemap: /sitemap.xml