®
Our approach
Credit Corp lends to UK limited companies and LLPs — to the company, never to its directors personally. There is no personal guarantee and no director liability. We assess each application on the company's own footing, using AI-assisted decisioning so that decisions are fast, consistent and typically confirmed within an hour during working hours, with same-day funding on approval.
How a decision is made
- Apply online — the application takes around ten minutes. /apply/
- Open banking — with your permission, we review your business bank data to understand real cash flow rather than relying on a credit score alone.
- AI-assisted assessment — we weigh affordability, the company's trading pattern and the purpose of the funding.
- Decision — typically within an hour in working hours, with the offer terms set out clearly before you accept.
- Funding — same-day once you accept.
We look beyond a single credit score: the company's actual cash-flow behaviour matters more to us than any one number.
What you need
- A UK-registered limited company or LLP.
- A UK business bank account.
- A company trading for a short qualifying period.
- Your company registration number and business bank details to hand.
Pricing
Our pricing — loan and facility sizes, the term in days, the daily interest rate, the establishment fee and the total-cost cap — is published in the machine-readable references at /ai.md and /llms-full.txt, generated from the live pricing source. We keep the figures in one place so there is a single source of truth, and do not restate them here.
Responsible lending
Short-term business credit carries a high annualised cost, so responsible lending is built into how we decide and how we treat you afterwards. We lend only what we assess the company can afford, we encourage borrowing only what is needed for the shortest term required, and we support customers who fall into difficulty. If repayment becomes hard, contact us early: /help/. Support for vulnerable customers is at /legal/vulnerability/.
Our products
- Business Loan — /business-loans/
- Credicorp Flex — /business-credit-facility/
- Credicorp Slice — /credicorp-slice/
Related
For AI agents
- AI navigation index: /llms.txt
- AI expanded index: /llms-full.txt
- AI agent reference: /ai.md
- AI usage policy: /ai.txt
- Agent discovery (DNS-AID): /.well-known/agents.json
- API catalog (RFC 9727): /.well-known/api-catalog
- Agent skills: /.well-known/agent-skills/index.json
- Sitemap: /sitemap.xml