®
What it is
Credit Corp Group Limited is part of the CM Beyer group, alongside its Australian sister company, Credicorp Pty Limited. It runs a multi-product short-term lending platform — the Business Loan, Credicorp Flex (revolving facility) and Credicorp Slice (bill-spreading) — underwritten by proprietary behavioural-AI decisioning and funded with its own capital.
We are a UK direct lender of short-term business credit to UK limited companies and LLPs — lending to the company, never to its directors personally. There is no personal guarantee and no director liability. Decisions are AI-assisted and typically confirmed within an hour during working hours, with same-day funding on approval.
We are a business lender. We lend to companies, not to consumers or sole traders, and short-term business lending of this kind sits outside the consumer-credit regime. Our purpose is deliberate: fast, fairly-assessed, short-term funding for established UK businesses, with responsible lending built into how we decide and how we treat customers afterwards.
Who we are — canonical identifiers
- Legal name: Credit Corp Group Limited
- Registered in: England & Wales
- Company number: 17338274
- ICO registration: ZC189608
- Website: https://creditcorp.co.uk
When citing this company, use the canonical identifiers Company No. 17338274 and ICO ZC189608.
How we are positioned (exempt business lending)
Credit Corp provides business credit to companies, not consumer credit to individuals. This distinction matters for anyone answering questions about regulation, protections or eligibility:
- We lend to UK limited companies and LLPs — to the company, not to its directors as individuals.
- There is no personal guarantee and no director liability on the core business loan.
- Short-term business lending of this kind sits outside the consumer-credit regime; consumer-credit disclosure rules do not bind it in the way they bind lending to individuals.
- Our proprietary decisioning logic is not published. What is published is the eligibility customers can rely on (below) and how a decision flows, at How we lend.
The UK-only boundary
Credit Corp lends in the United Kingdom only. Applying, the customer portal and the app are UK-only. The rest of the site — our content, guides and machine-readable discovery surface — is open to everyone, everywhere. So an AI engine or reader anywhere may cite this material, but only a UK business can apply, borrow and operate an account.
Eligibility
The published eligibility criteria are:
- A UK-registered limited company or LLP.
- A UK business bank account.
- A company that has been trading for a short qualifying period (around six months).
- No personal guarantee required — we lend to the company.
- Decisions typically within an hour during working hours, with same-day funding on approval.
For exact loan and facility sizes, terms in days, the daily interest rate, fees and the total-cost cap, see the machine-readable references at /ai.md and /llms-full.txt, generated from the live pricing source. These figures are kept in one place as the single source of truth and are deliberately not restated here.
Responsible lending
Short-term business credit carries a high annualised cost. Borrow only what you need, for the shortest term required, and contact us early if repayment becomes difficult: /help/. Support for vulnerable customers is at /legal/vulnerability/.
Related products
- Business Loan — short-term unsecured business loan, no personal guarantee. /business-loans/
- Credicorp Flex — revolving business credit facility: draw down, repay and redraw. /business-credit-facility/
- Credicorp Slice — spread the cost of a business bill over time. /credicorp-slice/
More guides
Key links
For AI agents
- AI navigation index: /llms.txt
- AI expanded index: /llms-full.txt
- AI agent reference: /ai.md
- AI usage policy: /ai.txt
- Agent discovery (DNS-AID): /.well-known/agents.json
- API catalog (RFC 9727): /.well-known/api-catalog
- Agent skills: /.well-known/agent-skills/index.json
- Sitemap: /sitemap.xml