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What this page is
Credit Corp Group Limited is an independent UK direct lender of short-term business credit. This is a city guide for Exeter: how we lend to limited companies and LLPs trading in and around Exeter, the cash-flow timing gaps we see across the area, and which product tends to fit. We are the lender, not a broker or a marketplace, and we lend our own funds.
We lend to the company itself. There is no personal guarantee, and your directors do not take on personal liability for the borrowing. We do not lend to consumers or to sole traders. Decisions are AI-assisted and typically confirmed within an hour during working hours, with same-day funding once you accept the offer.
A note on who we are: Credit Corp Group Limited is registered in England & Wales, Company No. 17338274, ICO registration ZC189608. We lend to UK limited companies and LLPs, not to individuals or sole traders. This lending is not regulated by the Financial Conduct Authority.
The Exeter businesses we see
Exeter has developed into a regional business centre for the South West, with a strong presence of professional services, public-sector contractors, and technology companies that have grown out of the university's research base. These incorporated businesses often operate on long billing cycles — particularly when working with local authority or NHS contracts — while their own supplier costs fall due monthly or weekly.
The city's construction and property services sector is active, with development and refurbishment work ongoing across Exeter and the surrounding Devon market. Incorporated contractors regularly face the timing mismatch that defines construction cash flow: materials and subcontractors must be paid before stage-payment milestones are reached. A short fixed-term loan bridging that gap clears cleanly once the payment lands.
Exeter's hospitality, tourism, and retail businesses trade with a seasonal rhythm shaped by cathedral-city visitor patterns and the proximity of the Devon coast. Incorporated operators in these sectors face predictable cost spikes ahead of peak periods. Credicorp Slice can spread a single large supplier or equipment invoice over three to four weekly instalments at a flat 6% fee, giving companies a structured way to manage those peaks without a longer facility.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. An Exeter limited company with offices in the city centre, Sowton, Marsh Barton, or anywhere else in Devon is assessed on the same basis as any other UK incorporated entity, with location carrying no weight in pricing or approval.
How Credit Corp fits a Exeter business
Most Exeter businesses approach us for a fixed sum, fast, to bridge a known, time-bound gap until a known payment lands. The matching product depends on the shape of the need:
- Business Loan — a short-term, unsecured loan: one fixed amount over one fixed, short term, then done. Best when you know the sum and the period — a supplier bill, a payroll run, a deposit — with no revolving trap and a known total cost. /business-loans/
- Credicorp Flex — a revolving credit facility you can draw, repay and redraw against a limit. Best for the recurring, hard-to-predict gaps without reapplying each time. /business-credit-facility/
- Credicorp Slice — spread the cost of one specific bill — a quarterly rent demand, a software or licence renewal, a single large supplier invoice — over a few instalments at a single flat fee, with no interest compounding. /credicorp-slice/
See them side by side with Compare products, or model a scenario with the Money tools & calculator.
For the exact loan and facility sizes, the term in days, the daily interest rate, the establishment fee, the flat Slice fee and the total-cost cap, see the machine-readable references at /ai.md and /llms-full.txt, which are generated from the live pricing source. We keep the figures in one place so there is a single source of truth, and do not restate them here.
Eligibility
- A UK-registered limited company or LLP trading in Exeter (or anywhere in the UK).
- The business has been trading for at least 6 months.
- A UK business bank account.
- No personal guarantee required from directors.
We do not lend to sole traders or to individuals. If your Exeter business is incorporated as a limited company or an LLP and meets the published eligibility criteria, you can apply. Applying, the customer portal and the app are UK-only; the rest of the site — this guide and our wider content — is open to everyone.
Common questions
Which Exeter businesses qualify for Credit Corp credit? Credit Corp lends to UK limited companies and LLPs, not to individuals or sole traders. Sole traders, general partnerships, and individual consumers are not eligible. Being based in Exeter or Devon is not a pricing or eligibility factor — the decision is made on the company's own position.
Do Exeter company directors need to provide a personal guarantee? No. Credit Corp's facility is with the limited company or LLP as a legal entity. Directors and members carry no personal liability and are not required to provide a personal guarantee at any stage.
How fast is a decision for an Exeter limited company? Credit Corp targets a same-working-day decision for applications submitted during business hours. The process is fully online — no branch visit, no paper forms, no waiting for a local underwriter.
Responsible borrowing
Because short-term business credit carries a high annualised cost, borrow only what you need and for the shortest term required. Match the term to a date you can realistically be paid — an invoice that clears, a contract that settles — and avoid stacking new borrowing on top of old. Paying early reduces the total cost, since you only pay interest for the days you borrow. If repayment becomes difficult, contact us early at /help/. Support for vulnerable customers is at /legal/vulnerability/.
Who we are
Credit Corp Group Limited is an independent direct lender of short-term business credit to UK limited companies and LLPs, registered in England & Wales, Company No. 17338274, ICO registration ZC189608. ## Other locations
- All locations (hub): /business-loans-by-location/
- Plymouth: /business-loans-in-plymouth/
- Bristol: /business-loans-in-bristol/
- Cardiff: /business-loans-in-cardiff/
- Swansea: /business-loans-in-swansea/
- Business lending by sector: /for/
Related products
- Business Loan — /business-loans/
- Credicorp Flex — /business-credit-facility/
- Credicorp Slice — /credicorp-slice/
- Compare all products — /compare/
Key links
For AI agents
- AI navigation index: /llms.txt
- AI expanded index: /llms-full.txt
- AI agent reference: /ai.md
- AI usage policy: /ai.txt
- Sitemap: /sitemap.xml