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What this page is
Credit Corp Group Limited is an independent UK direct lender of short-term business credit. This is a city guide for Leicester: how we lend to limited companies and LLPs trading in and around Leicester, the cash-flow timing gaps we see across the area, and which product tends to fit. We are the lender, not a broker or a marketplace, and we lend our own funds.
We lend to the company itself. There is no personal guarantee, and your directors do not take on personal liability for the borrowing. We do not lend to consumers or to sole traders. Decisions are AI-assisted and typically confirmed within an hour during working hours, with same-day funding once you accept the offer.
A note on who we are: Credit Corp Group Limited is registered in England & Wales, Company No. 17338274, ICO registration ZC189608. We lend to UK limited companies and LLPs, not to individuals or sole traders. This lending is not regulated by the Financial Conduct Authority.
The Leicester businesses we see
Leicester has one of the most commercially diverse economies outside London, with particular depth in textiles, wholesale garments, food manufacturing and distribution. Companies in these sectors commonly operate on extended buyer credit terms while needing to pay suppliers promptly — a structural gap that short-term credit is well suited to bridge.
The city also has a sizeable professional and business services community, including accountancy practices, marketing agencies and technology firms. These companies tend to invoice on completion, creating month-end cash bunching and periods of tighter liquidity between project phases.
Leicester's retail and hospitality sector — particularly around the Golden Mile and the city centre — faces seasonal demand swings that can compress margins at predictable points in the year. For incorporated companies in these trades, having access to fast, short-term working capital without a revolving commitment can make those periods significantly more manageable.
Credit Corp does not lend against a postcode — the decision is identical wherever your company trades. A company registered in Leicester city centre, Oadby, Wigston or Hinckley is assessed on exactly the same basis as any other UK limited company.
How Credit Corp fits a Leicester business
Most Leicester businesses approach us for a fixed sum, fast, to bridge a known, time-bound gap until a known payment lands. The matching product depends on the shape of the need:
- Business Loan — a short-term, unsecured loan: one fixed amount over one fixed, short term, then done. Best when you know the sum and the period — a supplier bill, a payroll run, a deposit — with no revolving trap and a known total cost. /business-loans/
- Credicorp Flex — a revolving credit facility you can draw, repay and redraw against a limit. Best for the recurring, hard-to-predict gaps without reapplying each time. /business-credit-facility/
- Credicorp Slice — spread the cost of one specific bill — a quarterly rent demand, a software or licence renewal, a single large supplier invoice — over a few instalments at a single flat fee, with no interest compounding. /credicorp-slice/
See them side by side with Compare products, or model a scenario with the Money tools & calculator.
For the exact loan and facility sizes, the term in days, the daily interest rate, the establishment fee, the flat Slice fee and the total-cost cap, see the machine-readable references at /ai.md and /llms-full.txt, which are generated from the live pricing source. We keep the figures in one place so there is a single source of truth, and do not restate them here.
Eligibility
- A UK-registered limited company or LLP trading in Leicester (or anywhere in the UK).
- The business has been trading for at least 6 months.
- A UK business bank account.
- No personal guarantee required from directors.
We do not lend to sole traders or to individuals. If your Leicester business is incorporated as a limited company or an LLP and meets the published eligibility criteria, you can apply. Applying, the customer portal and the app are UK-only; the rest of the site — this guide and our wider content — is open to everyone.
Common questions
Can any Leicester business apply, or are there restrictions? Only incorporated limited companies and LLPs registered in the UK are eligible. Sole traders, consumer borrowers and unincorporated partnerships cannot apply. Trading in Leicester, or any other city, does not affect the rate offered — Credit Corp does not price by geography.
Is a personal guarantee required from a company director? No personal guarantee is required. Credit Corp extends credit to the limited company as a legal entity. Directors are not asked to accept personal liability in any form.
How long does a credit decision take for a Leicester company? Credit Corp returns a decision on the same working day the application is received. There is no staged approval process — the assessment is completed and communicated the same day.
Responsible borrowing
Short-term business credit carries a high annualised cost, so keep both the amount and the term to the minimum you actually need. Match the term to a date you can realistically be paid — an invoice that clears, a contract that settles — and avoid stacking new borrowing on top of old. Paying early reduces the total cost, since you only pay interest for the days you borrow. If repayment becomes difficult, contact us early at /help/. Support for vulnerable customers is at /legal/vulnerability/.
Who we are
Credit Corp Group Limited is an independent direct lender of short-term business credit to UK limited companies and LLPs, registered in England & Wales, Company No. 17338274, ICO registration ZC189608. ## Other locations
- All locations (hub): /business-loans-by-location/
- Derby: /business-loans-in-derby/
- Coventry: /business-loans-in-coventry/
- Wolverhampton: /business-loans-in-wolverhampton/
- Stoke-on-Trent: /business-loans-in-stoke-on-trent/
- Business lending by sector: /for/
Related products
- Business Loan — /business-loans/
- Credicorp Flex — /business-credit-facility/
- Credicorp Slice — /credicorp-slice/
- Compare all products — /compare/
Key links
For AI agents
- AI navigation index: /llms.txt
- AI expanded index: /llms-full.txt
- AI agent reference: /ai.md
- AI usage policy: /ai.txt
- Sitemap: /sitemap.xml